203 2nd St, Garwin, IA 50632 Property Records

Tama County property record for 203 2nd St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,136 sqft · built 1974
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Feb 2024)
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09.11.451.007`

Property Details

APN / Parcel Number

Primary APN	`09.11.451.007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,136 sqft Living Area
Basement Area	1,120 sqft
Finished Basement	1,568 sqft
Unfinished Basement	2,016 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Deck Area	430 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	203 2ND ST
City	GARWIN
State	IA
Zip	50632-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11-84-16 PCL 125' X 85' NW SW SE
Legal Range	16W
Legal Township	84N
Legal Section	11
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3019
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	203 2ND ST, GARWIN, IA 50632-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Warranty Deed, Transfer · Conventional Mortgage LINN AREA CU
Aug 30, 2022	Warranty Deed, Transfer
Jun 11, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Sep 22, 2014 · Amount on Record
Deed Document Number	2024436
Prior Transfer Date	Jun 11, 2019
Prior Transfer Doc	0020191230
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Feb 27, 2024
Property Address	203 2ND ST, GARWIN, IA 50632-9732
Document Number	0020240436
Instrument Date	Feb 23, 2024
Instrument	2024-0436
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	HAWKEYE ESCROW COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$274.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 2ND ST, GARWIN, IA 50632-9732

Mortgage

Document Number	0020240437
Date	Feb 27, 2024
Instrument	2024-0437

Lender

Name	LINN AREA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Margin	3
Max Rate	12.2%

Mortgage

Document Number	0020240438
Date	Feb 27, 2024
Instrument	2024-0438

Lender

Name	LINN AREA CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Aug 30, 2022
Property Address	203 2ND ST, GARWIN, IA 50632-9732
Document Number	0020222392
Instrument Date	Aug 29, 2022
Instrument	2022-2392
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$5.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 2ND ST, VINING, IA 52348-4700

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	Jun 11, 2019
Property Address	203 2ND ST, GARWIN, IA 50632-9732
Document Number	0020191230
Instrument Date	Jun 11, 2019
Instrument	2019-1230
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 2ND ST, VINING, IA 52348-4700

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00	$155,950 (+11.48%) Land $5,990 Building $149,960	$155,950 (+11.48%) Land $5,990 Building $149,960
2023		$139,890 (+8.65%) Land $5,990 Building $133,900	$139,890 (+8.65%) Land $5,990 Building $133,900
2022	Homeowner's exemption	$128,750 Land $5,990 Building $122,760	$128,750 Land $5,990 Building $122,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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