302 2nd St, Garwin, IA 50632 Property Records

Tama County property record for 302 2nd St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,684 sqft · built 1947
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Sep 2022)
Tax Bill	$2,170 (2025)
Deeds & Mortgages	Aug 2006 Mortgage Aug 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09.11.455.015`

Property Details

APN / Parcel Number

Primary APN	`09.11.455.015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
Basement Area	1,094 sqft
Unfinished Basement	1,094 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,598 sqft (0.404 acres)
Garage Type	Detached
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	8 sqft
Deck Area	149 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	302 2ND ST
City	GARWIN
State	IA
Zip	50632-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 LOT 5 & ALL LOT 6 BLK 5 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	5
Legal Lot Number	5-6
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3022
Census Tract	290300

Owner

Source: Tama County assessment roll, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 2ND ST, GARWIN, IA 50632-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2006	Deed of Trust, Mortgage MEMBERS 1ST COMMUNITY CU
Aug 30, 2005	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK
Nov 16, 2005	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS INC
Jul 22, 2009	Deed of Trust, Mortgage MEMBERS 1ST COMMUNITY CU
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	20222587
Prior Transfer Date	Feb 10, 2022
Prior Transfer Doc	0000000451
Record Updated	Sep 20, 2026

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	302 2ND ST, GARWIN, IA 50632-9733
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000778/353
Date	Aug 3, 2006
Book Page	0778/353
Instrument	2006-4906

Lender

Name	MEMBERS 1ST COMMUNITY CU
Address	MARSHALLTOWN, IA 50158

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jul 5, 2011

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	302 2ND ST, GARWIN, IA 50632-9733
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000752/337
Date	Aug 30, 2005
Book Page	0752/337
Instrument	2005-0790

Lender

Name	FARMERS SAVINGS BANK
Address	MARSHALLTOWN, IA 50158

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	302 2ND ST, GARWIN, IA 50632-9733
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000758/329
Date	Nov 16, 2005
Book Page	0758/329
Instrument	2005-1744

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	VAN NUYS, CA 91410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	302 2ND ST, GARWIN, IA 50632-9733
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000855/475
Date	Jul 22, 2009
Book Page	0855/475
Instrument	2009-2134

Lender

Name	MEMBERS 1ST COMMUNITY CU
Address	MARSHALLTOWN, IA 50158

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 5, 2012

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Sep 20, 2022
Property Address	302 2ND ST, GARWIN, IA 50632-9733
Document Number	0020222587
Instrument Date	Sep 7, 2022
Instrument	2022-2587
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$159.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 2ND ST, GARWIN, IA 50632-9733

Mortgage

Document Number	0020222588
Date	Sep 20, 2022
Instrument	2022-2588

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,170.00	$104,220 (-10.11%) Land $7,990 Building $96,230	$104,220 (-10.11%) Land $7,990 Building $96,230
2024		$115,940 (+0.04%) Land $7,990 Building $107,950
2023		$115,890 Land $7,990 Building $107,900	$115,940 Land $7,990 Building $107,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

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