401 2nd St, Garwin, IA 50632 Property Records

Tama County property record for 401 2nd St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1981
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jun 2010)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Dec 2016 Sale Sep 2016 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09.11.457.005`

Property Details

APN / Parcel Number

Primary APN	`09.11.457.005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 2ND ST
City	GARWIN
State	IA
Zip	50632-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 3 PARK STREET
Legal Subdivision	PARK STREET
Legal Block	3
Legal Lot Number	1
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3028
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1909 SUMMIT ST, B, MARSHALLTOWN, IA 50158-5347
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2016	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2016	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Apr 13, 2012	Intrafamily Transfer, Transfer
Jun 1, 2010	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2010 · Amount on Record
Deed Sale	Jun 1, 2010 · Amount on Record
Deed Document Number	20101468
Deed Book / Page	872 / 29
Last Transfer Date	Nov 29, 2016
Transfer Doc	000966/439
Record Updated	Oct 29, 2026

December 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TAMA IA
Recording Date	Dec 29, 2016
Property Address	401 2ND ST, GARWIN, IA 50632-9734
Document Number	000966/439
Book / Page	0966 / 439
Instrument Date	Nov 29, 2016
Instrument	2016-3524
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$59.20
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8480 STAGECOACH CIR, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1663 MAIN STREET RD, STATE CENTER, IA 50247-9534

September 2016: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	TAMA IA
Recording Date	Sep 28, 2016
Property Address	401 2ND ST, GARWIN, IA 50632-9734
Document Number	000963/237
Book / Page	0963 / 237
Instrument Date	Sep 20, 2016
Instrument	2016-2619
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 HOME CAMPUS, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

April 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Apr 13, 2012
Property Address	401 2ND ST, GARWIN, IA 50632-9734
Document Number	000898/392
Book / Page	0898 / 392
Instrument Date	Apr 9, 2012
Instrument	2012-1349
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 2ND ST, GARWIN, IA 50632-9734

June 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 1, 2010
Property Address	401 2ND ST, GARWIN, IA 50632-9734
Document Number	000872/029
Book / Page	0872 / 029
Instrument Date	May 21, 2010
Instrument	2010-1468
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 2ND ST, GARWIN, IA 50632-9734
Investor	Possibly a Property Investor

Mortgage

Document Number	000870/727
Date	Jun 1, 2010
Book Page	0870/727
Instrument	2010-1469

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Oct 1, 2015
Change Frequency	Annually
Index	1-Year T-Bill
Max Rate	5%

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00	$76,880 (-8.47%) Land $5,740 Building $71,140	$76,880 (-8.47%) Land $5,740 Building $71,140
2023		$83,990 Land $5,740 Building $78,250	$83,990 Land $5,740 Building $78,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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