111 2nd St, Garwin, IA 50632 Property Records

Tama County property record for 111 2nd St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,362 sqft · built 1955
Lot Size	0.367 acres (15,987 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Jan 2022)
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Jul 2012 Mortgage Jul 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09.11.402.007`

Property Details

APN / Parcel Number

Primary APN	`09.11.402.007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area
Attic	Attic
Attic Area	255 sqft
Basement Area	728 sqft
Unfinished Basement	364 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	15,987 sqft (0.367 acres)
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	111 2ND ST
City	GARWIN
State	IA
Zip	50632-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 86' LOT 6 BLK 1 DOBSON'S
Legal Subdivision	DOBSON'S
Legal Block	1
Legal Lot Number	6
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3020
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	111 2ND ST, GARWIN, IA 50632-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2012	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Jul 26, 2024	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST COMMUNITY FCU
Jan 12, 2022	Warranty Deed, Transfer · FHA Mortgage IOWA BANKERS MORTGAGE CORP
Oct 2, 2020	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Deed Document Number	202283
Record Updated	Oct 29, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	111 2ND ST, GARWIN, IA 50632-9714
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000905/160
Date	Jul 16, 2012
Book Page	0905/160
Instrument	2012-2483

Lender

Name	HOME FEDERAL SAVINGS BANK
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2022

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	111 2ND ST, GARWIN, IA 50632-9714
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241599
Date	Jul 26, 2024
Instrument	2024-1599

Lender

Name	MEMBERS 1ST COMMUNITY FCU
Type	Credit Union
Address	MARSHALLTOWN, IA 50158

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jan 12, 2022
Property Address	111 2ND ST, GARWIN, IA 50632-9714
Document Number	0020220083
Instrument Date	Jan 3, 2022
Instrument	2022-0083
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 2ND ST, GARWIN, IA 50632-9714

Mortgage

Document Number	0020220084
Date	Jan 12, 2022
Instrument	2022-0084

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

October 2020: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	TAMA IA
Recording Date	Oct 2, 2020
Property Address	111 2ND ST, GARWIN, IA 50632-9714
Document Number	0020202479
Instrument Date	Sep 29, 2020
Instrument	2020-2479
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1621 UNDERWOOD AVE, MARSHALLTOWN, IA 50158-9016

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 Homeowner's exemption	$86,660 (-9.99%) Land $6,900 Building $79,760	$86,660 (-9.99%) Land $6,900 Building $79,760
2024		$96,280 (-) Land $6,900 Building $89,380
2023		$96,280 Land $6,900 Building $89,380	$96,280 Land $6,900 Building $89,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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