202 2nd St, Garwin, IA 50632 Property Records

Tama County property record for 202 2nd St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1970
Lot Size	0.395 acres (17,206 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Aug 2011)
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`09.11.452.001`

Property Details

APN / Parcel Number

Primary APN	`09.11.452.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Basement Area	1,384 sqft
Finished Basement	975 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,206 sqft (0.395 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	204 sqft
Deck Area	Deck Area
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	202 2ND ST
City	GARWIN
State	IA
Zip	50632-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOTS 4, 5 & 6 BLK 2 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	2
Legal Lot Number	4-6
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3018
Census Tract	290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	202 2ND ST, CLUTIER, IA 52217-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK
Jul 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2011 · Amount on File
Deed Sale	Aug 15, 2011 · Amount on File
Prior Sale	Jul 16, 2006 · Amount on File
Deed Document Number	20112287
Deed Book / Page	890 / 380
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	202 2ND ST, GARWIN, IA 50632-9732
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211152
Date	Apr 16, 2021
Instrument	2021-1152

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jul 16, 2019
Property Address	202 2ND ST, GARWIN, IA 50632-9732
Document Number	0020191551
Instrument Date	Jul 9, 2019
Instrument	2019-1551
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 2ND ST, CLUTIER, IA 52217-9796

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,254.00	$135,840 (-11.09%) Land $6,660 Building $129,180	$135,840 (-11.09%) Land $6,660 Building $129,180
2023		$152,790 Land $6,660 Building $146,130	$152,790 Land $6,660 Building $146,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARWIN WATER SUPPLY serves 481 people · EPA ID IA8637079
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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