2023 Ruby St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2023 Ruby St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,056 sqft · built 1980
Lot Size0.139 acres (6,080 sqft)
OwnerCompany Name on Record
Last Sale$47,300 (Sep 2017)
Tax Bill$600 (2025)
Deeds & MortgagesJan 2019 Loan Modification
Sep 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN136L C 030.01

Property Details

APN / Parcel Number

Primary APN136L C 030.01
Alternative APN
  • 0000062531

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,080 sqft (0.139 acres)
Lot Dimensions152 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemGravity Furnace
SewerConnected

Location & Zoning

Account Number0000062531
Street Address2023 RUBY ST
CityCHATTANOOGA
StateTN
Zip37406-4534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 10 BLK 2 AMENDED ROSS ADDN PB6 PG24
Legal SubdivisionROSS ADDN AMENDED
Legal Block2
Legal Lot Number10
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2011
Census Tract12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6021 DAYTON BLVD, CHATTANOOGA, TN 37415-1213
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2019Loan Modification, Mortgage
FIRST VOLUNTEER BK
Sep 5, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2017 · Amount on Record
Deed SaleSep 5, 2017 · Amount on Record
Deed Document Number2017225
Deed Book / Page11146 / 374
Record UpdatedSep 20, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON TN
Property Address2023 RUBY ST, CHATTANOOGA, TN 37406-4534
Document Number0318000188
Instrument DateJan 17, 2019
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5818 N PARK RD HIXSON TN 373434619, HIXSON, TN 37343-4619

Mortgage

Document Number0318000188
DateMar 18, 2019
Book Page011590/000071
Instrument190318000188
Lender
NameFIRST VOLUNTEER BK
TypeBank
AddressCHATTANOOGA, TN 37416
Agreement
AmountAmount Recorded
Term12 Months
DueMar 17, 2020

September 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateSep 5, 2017
Property Address2023 RUBY ST, CHATTANOOGA, TN 37406-4534
Document Number0000000225
Book / Page011146 / 000374
Instrument DateAug 21, 2017
Instrument225
Transaction TypeForeclosure
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6021 DAYTON BLVD CHATTANOOGA TN 374151213, CHATTANOOGA, TN 37415-1213

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$600.00 (+33.33%)$39,600 (+96.53%)$158,400 (+96.53%) Land $25,000 Building $133,400
2024$450.00$20,150 (-)$80,600 (-) Land $7,500 Building $73,100
2023$450.00$20,150 (-)$80,600 (-) Land $7,500 Building $73,100
2022$450.00$20,150$80,600 Land $7,500 Building $73,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1996–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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