2016 Ruby St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2016 Ruby St, Chattanooga, TN 37406

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,032 sqft · built 1973
Lot Size	0.161 acres (7,031 sqft)
Owner	2 Individual Names on Record
Tax Bill	$464 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`136L B 007`

Property Details

APN / Parcel Number

Primary APN	`136L B 007`
Alternative APN	`0000062492`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,032 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,031 sqft (0.161 acres)
Lot Dimensions	152 ft deep x 46 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000062492
Street Address	2016 RUBY ST
City	CHATTANOOGA
State	TN
Zip	37406-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 13 BLK 5 ROSS ADDN AMENDED PB6 PG24
Legal Subdivision	ROSS ADDN AMENDED
Legal Block	5
Legal Lot Number	13
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	3
Census Block	3000
Census Tract	12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2016 RUBY ST, CHATTANOOGA, TN 37406-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2009
Deed Sale	Mar 11, 2009
Deed Document Number	2009141
Deed Book / Page	8875 / 970
Last Transfer Date	Oct 25, 2021
Transfer Doc	0000000186
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 25, 2021
Property Address	2016 RUBY ST, CHATTANOOGA, TN 37406-4533
Document Number	0000000186
Book / Page	12704 / 444
Instrument Date	Oct 25, 2021
Instrument	2021102500186
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2016 RUBY SREET, CHATTANOOGA, TN 37406-4533

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$464.00 (+30.34%)	$30,675 (+92.32%)	$122,700 (+92.32%) Land $25,000 Building $97,700
2024	$356.00	$15,950 (-)	$63,800 (-) Land $7,500 Building $56,300
2023	$356.00	$15,950 (-)	$63,800 (-) Land $7,500 Building $56,300
2022	$356.00	$15,950	$63,800 Land $7,500 Building $56,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20