Hamilton County property record for 2025 Ruby St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1980 |
| Lot Size | 0.139 acres (6,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,900 (May 2023) |
| Tax Bill | $597 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 136L C 029 |
| Primary APN | 136L C 029 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,080 sqft (0.139 acres) |
| Lot Dimensions | 152 ft deep x 40 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000062529 |
|---|---|
| Street Address | 2025 RUBY ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-4534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 9 BLK 2 AMENDED ROSS ADDN PB6 PG24 |
| Legal Subdivision | ROSS ADDN AMENDED |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 12200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2025 RUBY ST, CHATTANOOGA, TN 37406-4534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Warranty Deed, Transfer · FHA Mortgage PRINCETON MORTGAGE CORP |
| Oct 28, 2021 | Intrafamily Transfer, Transfer NW GA LAND TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Jul 29, 2022 · Amount on Record |
| Deed Document Number | 202322 |
| Deed Book / Page | 13299 / 299 |
| Prior Transfer Date | Oct 22, 2021 |
| Prior Transfer Doc | 0000000158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 25, 2023 |
| Property Address | 2025 RUBY ST, CHATTANOOGA, TN 37406-4534 |
| Document Number | 0000000022 |
| Book / Page | 13299 / 299 |
| Map Reference | MB 6 PG 24 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023052500022 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.13 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2025 RUBY ST, CHATTANOOGA, TN 37406-4534 |
| Document Number | 0000000023 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023052500023 |
| Name | PRINCETON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 28, 2021 |
| Property Address | 2025 RUBY ST, CHATTANOOGA, TN 37406-4534 |
| Document Number | 0000000158 |
| Book / Page | 12710 / 76 |
| Map Reference | MB 3 PG 30 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021102800158 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | NW GA LAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1826 PINE BREEZE RD, CHATTANOOGA, TN 37415-6365 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $597.00 (+84.83%) | $39,450 (+173.01%) | $157,800 (+173.01%) Land $25,000 Building $132,800 |
| 2024 | $323.00 | $14,450 (-) | $57,800 (-) Land $7,500 Building $50,300 |
| 2023 | $323.00 | $14,450 (-) | $57,800 (-) Land $7,500 Building $50,300 |
| 2022 | $323.00 | $14,450 | $57,800 Land $7,500 Building $50,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1996–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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