Hamilton County property record for 2026 Ruby St, Chattanooga, TN 37406
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.421 acres (18,341 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (May 2026) |
| Tax Bill | $132 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer May 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136L B 011 |
| Primary APN | 136L B 011 |
|---|
| Lot Area | 18,341 sqft (0.421 acres) |
|---|---|
| Lot Dimensions | 152 ft deep x 120 ft wide |
| Street Address | 2026 RUBY ST |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-4533 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R2 |
| Legal Description | LTS 6-8 BLK 5 AMENDED ROSS ADDN PB6 PG24 |
| Legal Subdivision | ROSS ADDN AMENDED |
| Legal Block | 5 |
| Legal Lot Number | 6-8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 12200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7505 WOODSTREAM DR, NASHVILLE, TN 37221-6566 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 21, 2026 | Quit Claim Deed, Transfer ALLIANCE TITLE |
| May 29, 2026 | Correction Deed, Transfer ALLIANCE TITLE |
| May 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Sep 23, 2025 | Quit Claim Deed, Transfer · Construction Mortgage CADENCE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | May 5, 2026 · Amount on Record |
| Deed Document Number | 20260529192 |
| Deed Book / Page | 14315 / 911 |
| Prior Transfer Date | Sep 11, 2025 |
| Prior Transfer Doc | 0000000216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 21, 2026 |
| Property Address | 2026 RUBY ST, CHATTANOOGA, TN 37406-4533 |
| Document Number | 0000000115 |
| Book / Page | 14375 / 360 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026115 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | ALLIANCE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 901 MISSISSIPPI AVE, CHATTANOOGA, TN 37405-3023 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 29, 2026 |
| Property Address | 2026 RUBY ST, CHATTANOOGA, TN 37406-4533 |
| Document Number | 0000000192 |
| Book / Page | 14315 / 911 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026192 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ALLIANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $106,504.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7505 WOODSTREAM DR, NASHVILLE, TN 37221-6566 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 5, 2026 |
| Property Address | 2026 RUBY ST, CHATTANOOGA, TN 37406-4533 |
| Document Number | 0000000160 |
| Book / Page | 14287 / 345 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.160 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | ALLIANCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,504.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7505 WOODSTREAM DR, NASHVILLE, TN 37221-6566 |
| Document Number | 0000000161, |
|---|---|
| Date | May 5, 2026 |
| Instrument | 2026.5.161 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 23, 2025 |
| Property Address | 2026 RUBY ST, CHATTANOOGA, TN 37406-4533 |
| Document Number | 0000000216 |
| Book / Page | 14053 / 325 |
| Map Reference | MB 6 PG 24 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025092300216 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4737 ROSEMARY LN, OOLTEWAH, TN 37363-8418 |
| Document Number | 0014053328 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 14053/328 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132.00 (+175%) | $8,750 (+306.98%) | $35,000 (+306.98%) Land $35,000 |
| 2024 | $48.00 | $2,150 (-) | $8,600 (-) Land $8,600 |
| 2023 | $48.00 | $2,150 (-) | $8,600 (-) Land $8,600 |
| 2022 | $48.00 | $2,150 | $8,600 Land $8,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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