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2027 Ruby St, Chattanooga, TN 37406 Property Records

Hamilton County property record for 2027 Ruby St, Chattanooga, TN 37406

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,064 sqft · built 1940
Lot Size0.139 acres (6,080 sqft)
OwnerCompany Name on Record
Last Sale$228,000 (Oct 2024)
Tax Bill$849 (2025)
Deeds & MortgagesOct 2024 Transfer
Oct 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN136L C 028

Property Details

APN / Parcel Number

Primary APN136L C 028
Alternative APN
  • 0000062528

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,064 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1956
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,080 sqft (0.139 acres)
Lot Dimensions152 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000062528
Street Address2027 RUBY ST
CityCHATTANOOGA
StateTN
Zip37406-4534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 8 BLK 2 AMENDED ROSS ADDN PB6 PG24
Legal SubdivisionROSS ADDN AMENDED
Legal Block2
Legal Lot Number8
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2011
Census Tract12200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address952 BREEZEWOOD CT, GREER, SC 29651-6908
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2024Quit Claim Deed, Transfer
Quitclaim
Oct 17, 2024Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Aug 15, 2024Warranty Deed, Transfer
KEY TITLE AND ESCROW, KEY TITLE & ESCROW
Nov 4, 2022Warranty Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Jan 9, 2020Warranty Deed, Transfer
FOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SERI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2024 · Amount on Record
Deed SaleOct 17, 2024 · Amount on Record
Prior SaleAug 15, 2024 · Amount on Record
Deed Document Number2024129
Deed Book / Page13735 / 460
Last Transfer DateOct 25, 2024
Transfer Doc0000000064
Record UpdatedSep 20, 2026

October 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateOct 31, 2024
Property Address2027 RUBY ST, CHATTANOOGA, TN 37406-4534
Document Number0000000064
Book / Page13747 / 818
Map ReferenceMB 6 PG 24
Instrument DateOct 29, 2024
Instrument2024103100064
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address952 BREEZEWOOD CT, GREER, SC 29651-6908

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 17, 2024
Property Address2027 RUBY ST, CHATTANOOGA, TN 37406-4534
Document Number0000000129
Book / Page13735 / 460
Map ReferenceMB 6 PG 24
Instrument DateOct 11, 2024
Instrument2024101700129
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$843.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address952 BREEZEWOOD CT, GREER, SC 29651-6908

Mortgage

Document Number0000000130
DateOct 17, 2024
Instrument2024101700130
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 15, 2024
Property Address2027 RUBY ST, CHATTANOOGA, TN 37406-4534
Document Number0000000168
Book / Page13678 / 614
Map ReferenceMB 6 PG 24
Instrument DateAug 12, 2024
Instrument2024081500168
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyKEY TITLE AND ESCROW, KEY TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$629.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2015 3RD AVE N, BIRMINGHAM, AL 35203-3301
InvestorPossibly a Property Investor

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 4, 2022
Property Address2027 RUBY ST, CHATTANOOGA, TN 37406-4534
Document Number0000000084
Book / Page13135 / 309
Map ReferenceMB 6 PG 24
Instrument DateOct 28, 2022
Instrument2022110400084
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
Tax$314.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2027 RUBY ST, CHATTANOOGA, TN 37406-4534

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 9, 2020
Property Address2027 RUBY ST, CHATTANOOGA, TN 37406-4534
Document Number0109000170
Book / Page011874 / 000559
Instrument DateJan 8, 2020
Instrument200109000170
Transaction TypeTransfer
Record UpdatedFeb 3, 2020
Title CompanyFOUNDATION TITLE AND ESCROW SERI, FOUNDATION TITLE & ESCROW SERI

Transaction

AmountAmount Recorded
Tax$128.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2027 RUBY ST CHATTANOOGA TN 374064534, CHATTANOOGA, TN 37406-4534

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$849.00 (+114.39%)$56,075 (+216.81%)$224,300 (+216.81%) Land $25,000 Building $199,300
2024$396.00$17,700 (-)$70,800 (-) Land $7,500 Building $63,300
2023$396.00 (+98.99%)$17,700 (+98.88%)$70,800 (+98.88%) Land $7,500 Building $63,300
2022$199.00$8,900$35,600 Land $7,500 Building $28,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1996–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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