20220 E 23rd Terrace Ct S, Independence, MO 64057 Property Records

Jackson County property record for 20220 E 23rd Terrace Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,187 sqft · built 2009
Lot Size	0.402 acres (17,516 sqft)
Owner	Individual Name on File
Last Sale	$158,800 (Jul 2021)
Tax Bill	$3,181 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-630-01-06`

Property Details

APN / Parcel Number

Primary APN	`25-630-01-06`
Alternative APNs	`25-630-01-06-00-0-00-000` `1726641`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,187 sqft Living Area
1st Floor Area	1,175 sqft
Basement Area	1,175 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,516 sqft (0.402 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	25 sqft
Deck Area	Deck Area
Patio Area	288 sqft
Shed	1 Shed
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1726641
Street Address	20220 E 23RD TER CT S
City	INDEPENDENCE
State	MO
Zip	64057-7822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE LANDING 1ST PLAT---LOT 50
Legal Subdivision	PRAIRIE LANDING 1ST PLAT
Legal Block	1
Legal Lot Number	50
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	14702

Owner

20220 E 23rd Terrace Ct S is owned and occupied by an individual who bought it in July 2021.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	20220 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Prior Sale	Dec 2, 2009 · Amount on File
Deed Document Number	2021E73712
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	00E0073712
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Jul 7, 2021
Property Address	20220 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	00E0073712
Instrument Date	Jun 28, 2021
Instrument	2021E0073712
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20220 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822

Mortgage

Document Number	00E0073713
Date	Jul 7, 2021
Instrument	2021E0073713

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 20220 E 23rd Terrace Ct S was $3,181, up 0.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,042 (-) Land $12,804 Building $28,238	$216,010 (-)
2025	$3,181.00 (+0.06%)	$41,042 Land $12,804 Building $28,238	$216,010
2024	$3,179.00 (+3.52%)
2023	$3,071.00	$35,690 Land $6,382 Building $29,308	$187,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20220 E 23rd Terrace Ct S in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20220 E 23rd Terrace Ct S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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