20205 E 23rd Terrace Ct S, Independence, MO 64057 Property Records

Jackson County property record for 20205 E 23rd Terrace Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,422 sqft · built 2010
Lot Size	0.201 acres (8,768 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,603 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-630-01-12`

Property Details

APN / Parcel Number

Primary APN	`25-630-01-12`
Alternative APNs	`25-630-01-12-00-0-00-000` `1726647`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,422 sqft Living Area
Gross Area	3,208 sqft
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft
Finished Basement	1,038 sqft
Unfinished Basement	346 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,768 sqft (0.201 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1726647
Street Address	20205 E 23RD TER CT S
City	INDEPENDENCE
State	MO
Zip	64057-7822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE LANDING 1ST PLAT---LOT 44
Legal Subdivision	PRAIRIE LANDING 1ST PLAT
Legal Block	1
Legal Lot Number	44
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	14702

Owner

20205 E 23rd Terrace Ct S is owned by two individuals who acquired it in October 2016.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20205 E 23RD TER S, INDEPENDENCE, MO 64057-7823
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2017	Deed of Trust, Mortgage · VA Mortgage A1 MTG GRP LLC
Jan 31, 2017	Deed of Trust, Mortgage WELLS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2016
Deed Sale	Oct 4, 2016
Prior Sale	Sep 20, 2010 · Amount on File
Deed Document Number	2016E93066
Prior Transfer Date	Sep 30, 2016
Prior Transfer Doc	00E0111640
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	20205 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	0000E39528
Instrument Date	Apr 29, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20205 E 23RD TER CT S INDEPENDENCE MO 640577822, INDEPENDENCE, MO 64057-7822

Mortgage

Document Number	0000E39528
Date	May 4, 2017
Instrument	39528E

Lender

Name	A1 MTG GRP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 3, 2032

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	20205 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	0000E13091
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20205 E 23RD TER CT S INDEPENDENCE MO 640577822, INDEPENDENCE, MO 64057-7822

Mortgage

Document Number	0000E13091
Date	Feb 10, 2017
Instrument	13091E

Lender

Name	WELLS BK
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20205 E 23rd Terrace Ct S was $4,603, down 10.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,526 (-) Land $9,190 Building $45,336	$286,980 (-)
2025	$4,603.00 (-10.85%)	$54,526 Land $9,190 Building $45,336	$286,980
2024	$5,163.00 (+3.07%)
2023	$5,009.00	$64,317 Land $7,002 Building $57,315	$338,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20205 E 23rd Terrace Ct S in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20205 E 23rd Terrace Ct S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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