20204 E 23rd Terrace Ct S, Independence, MO 64057 Property Records

Jackson County property record for 20204 E 23rd Terrace Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,932 sqft · built 2009
Lot Size	0.291 acres (12,670 sqft)
Owner	2 Individual Names on File
Last Sale	$214,900 (Oct 2019)
Tax Bill	$4,783 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-630-01-09`

Property Details

APN / Parcel Number

Primary APN	`25-630-01-09`
Alternative APNs	`25-630-01-09-00-0-00-000` `1726644`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	919 sqft
Basement Area	551 sqft
Finished Basement	551 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,670 sqft (0.291 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	87 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1726644
Street Address	20204 E 23RD TER CT S
City	INDEPENDENCE
State	MO
Zip	64057-7822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE LANDING 1ST PLAT---LOT 47
Legal Subdivision	PRAIRIE LANDING 1ST PLAT
Legal Block	1
Legal Lot Number	47
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	14702

Owner

20204 E 23rd Terrace Ct S is owned and occupied by two individuals who bought it in October 2019.

Source: Jackson County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20204 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
Oct 16, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Prior Sale	Jun 17, 2016
Deed Document Number	2019E84022
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0000E02872
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	20204 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0031799
Date	Mar 24, 2021
Instrument	2021E0031799

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	KANSAS CITY, MO 64108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 16, 2019
Property Address	20204 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	0000E84022
Instrument Date	Oct 9, 2019
Instrument	84022E
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	20204 E 23RD TER CT S INDEPENDENCE MO 640577822, INDEPENDENCE, MO 64057-7822

Mortgage

Document Number	E84120
Date	Oct 16, 2019
Instrument	84120E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20204 E 23rd Terrace Ct S was $4,783, down 11.2% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,038 (-) Land $11,385 Building $45,653	$300,200 (-)
2025	$4,783.00 (-11.2%)	$57,038 Land $11,385 Building $45,653	$300,200
2024	$5,386.00 (+3.02%)
2023	$5,228.00	$67,545 Land $7,214 Building $60,331	$355,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20204 E 23rd Terrace Ct S in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20204 E 23rd Terrace Ct S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on E 23rd Terrace Ct S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures