20213 E 23rd Terrace Ct S, Independence, MO 64057 Property Records

Jackson County property record for 20213 E 23rd Terrace Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,304 sqft · built 2009
Lot Size	0.271 acres (11,819 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2022)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25-630-01-14`

Property Details

APN / Parcel Number

Primary APN	`25-630-01-14`
Alternative APNs	`25-630-01-14-00-0-00-000` `1726649`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	921 sqft
Basement Area	921 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,819 sqft (0.271 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1726649
Street Address	20213 E 23RD TER CT S
City	INDEPENDENCE
State	MO
Zip	64057-7822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE LANDING 1ST PLAT---LOT 42
Legal Subdivision	PRAIRIE LANDING 1ST PLAT
Legal Block	1
Legal Lot Number	42
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	14702

Owner

20213 E 23rd Terrace Ct S is owned and occupied by an individual who bought it in September 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY ED FEDERAL CREDIT UNION
Sep 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 30, 2022	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
May 29, 2020	Grant Deed, Transfer TITLE 365
Mar 24, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE
Apr 3, 2017	Warranty Deed, Transfer · FHA Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	May 29, 2020
Deed Document Number	202290326
Prior Transfer Date	Sep 20, 2022
Prior Transfer Doc	00E0090781
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Apr 7, 2026
Property Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	00E0025156
Instrument Date	Apr 1, 2026
Instrument	202625156
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822

Mortgage

Document Number	0000025156,
Date	Apr 7, 2026
Instrument	202625156

Lender

Name	COMMUNITY ED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 15, 2051

Interest

Rate	6%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822

Mortgage

Document Number	00E0090508
Date	Sep 30, 2022
Instrument	2022E0090508

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 30, 2022
Property Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	00E0090326
Instrument Date	Sep 23, 2022
Instrument	2022E0090326
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822

Mortgage

Document Number	00E0090508
Date	Sep 30, 2022
Instrument	2022E0090508

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Oct 3, 2022
Property Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	00E0090781
Instrument Date	Sep 20, 2022
Instrument	2022E0090781
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20213 E 23RD TER S, INDEPENDENCE, MO 64057-7823

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	May 29, 2020
Property Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	0000E44089
Instrument Date	May 19, 2020
Instrument	44089E
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4117 BLACKJACK OAK DR LAWRENCE KS 660471946, LAWRENCE, KS 66047-1946

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 24, 2020
Property Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	0000E24405
Instrument Date	Mar 16, 2020
Instrument	24405E
Transaction Type	Foreclosure
Record Updated	Apr 16, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20213 E 23RD TER CT S INDEPENDENCE MO 640577822, INDEPENDENCE, MO 64057-7822
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 3, 2017
Property Address	20213 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	0000E28405
Instrument Date	Mar 28, 2017
Instrument	28405E
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20213 E 23RD TER CT S INDEPENDENCE MO 640577822, INDEPENDENCE, MO 64057-7822

Mortgage

Document Number	E28406
Date	Apr 3, 2017
Instrument	28406E

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20213 E 23rd Terrace Ct S was $5,178, up 15.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,567 (-) Land $11,126 Building $51,441	$329,300 (-)
2025	$5,178.00 (+15.66%)	$62,567 Land $11,126 Building $51,441	$329,300
2024	$4,477.00 (-2.44%)
2023	$4,589.00	$54,422 Land $6,580 Building $47,842	$286,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20213 E 23rd Terrace Ct S in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20213 E 23rd Terrace Ct S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on E 23rd Terrace Ct S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures