20212 E 23rd Terrace Ct S, Independence, MO 64057 Property Records

Jackson County property record for 20212 E 23rd Terrace Ct S, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,168 sqft · built 2009
Lot Size	0.286 acres (12,437 sqft)
Owner	2 Individual Names on File
Last Sale	$311,640 (Dec 2023)
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-630-01-07`

Property Details

APN / Parcel Number

Primary APN	`25-630-01-07`
Alternative APNs	`25-630-01-07-00-0-00-000` `1726642`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,168 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	1,518 sqft
Basement Area	1,518 sqft
Finished Basement	650 sqft
Unfinished Basement	868 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,437 sqft (0.286 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1726642
Street Address	20212 E 23RD TER CT S
City	INDEPENDENCE
State	MO
Zip	64057-7822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE LANDING 1ST PLAT---LOT 49
Legal Subdivision	PRAIRIE LANDING 1ST PLAT
Legal Block	1
Legal Lot Number	49
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	14702

Owner

20212 E 23rd Terrace Ct S is owned by two individuals who bought it in December 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20212 E 23 TERRACE CT S, INDEPENDENCE, MO 64057
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2023	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
May 25, 2023	Beneficiary Deed, Transfer
Feb 28, 2019	Grant Deed, Transfer HAWTHORN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on File
Deed Sale	Dec 26, 2023 · Amount on File
Prior Sale	Feb 28, 2019 · Amount on File
Deed Document Number	202391068
Prior Transfer Date	Oct 31, 2016
Prior Transfer Doc	000E111858
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 26, 2023
Property Address	20212 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	00E0091068
Instrument Date	Dec 20, 2023
Instrument	2023E0091068
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20212 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822

Mortgage

Document Number	00E0091344
Date	Dec 26, 2023
Instrument	2023E0091344

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	May 25, 2023
Property Address	20212 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	00E0036686
Instrument Date	May 18, 2023
Instrument	2023E0036686
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 S JONES CT, INDEPENDENCE, MO 64057-1793

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 28, 2019
Property Address	20212 E 23RD TER CT S, INDEPENDENCE, MO 64057-7822
Document Number	0000E14151
Instrument Date	Jan 10, 2019
Instrument	14151E
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22401 E BUNDSCHU RD INDEPENDENCE MO 640562654, INDEPENDENCE, MO 64056-2654

Mortgage

Document Number	E14152
Date	Feb 28, 2019
Instrument	14152E

Lender

Name	HAWTHORN BK
Type	Bank
Address	JEFFERSON CITY, MO 65102

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 27, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 20212 E 23rd Terrace Ct S was $4,657, down 5.5% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,281 (-) Land $11,385 Building $43,896	$290,950 (-)
2025	$4,657.00 (-5.52%)	$55,281 Land $11,385 Building $43,896	$290,950
2024	$4,929.00 (+8.64%)
2023	$4,537.00	$57,342 Land $7,300 Building $50,042	$301,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20212 E 23rd Terrace Ct S in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	12 (1981–1998)
Claims Outside the SFHA	11 of 12
Most Recent Claim	Nov 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20212 E 23rd Terrace Ct S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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