Delta County property record for 20213 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,200 sqft · built 2018 |
| Lot Size | 5.87 acres (255,697 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $84,000 (Jun 2016) |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | May 2024 Transfer Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R001734 |
| Primary APN | R001734 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 3,200 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 255,697 sqft (5.87 acres) |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R001734 |
|---|---|
| Street Address | 20213 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20213 SURFACE CREEK RD CEDAREDGE 81413 S: 4 T: 13S R: 94W SUBDIVISION: BROOKVIEW MINOR SUBD LOT: 2 TOTAL AC 5.87+- LOT 2 BROOKVIEW MINOR SUBD LESS 90% MR, OIL & GAS PLAT BK 14 PG 52 BK 718PG 227 BK 719 PG 703 BK 730 PG 485R-688309 R-726631 R752907 |
| Legal Subdivision | BROOKVIEW MINOR SUBD |
| Legal Lot Number | 2 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 965202 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20213 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2024 | Intrafamily Transfer, Transfer |
| Jul 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Feb 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2016 · Amount on Record |
| Deed Sale | Jun 24, 2016 · Amount on Record |
| Prior Sale | Oct 31, 1994 · Amount on Record |
| Deed Document Number | 2016688309 |
| Last Transfer Date | Apr 30, 2024 |
| Transfer Doc | 0000752907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 8, 2024 |
| Property Address | 20213 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000752907 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 752907 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20213 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20213 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 704540 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 704540 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 26, 2021 |
| Property Address | 20213 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000726631 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 726631 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20213 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000726632 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 726632 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,018.00 (+7.52%) | $47,615 (+4.86%) Land $11,706 Building $35,909 | $761,839 (+12.42%) Land $187,297 Building $574,542 |
| 2024 | $2,807.00 (+4.43%) | $45,406 (-) Land $9,296 Building $36,110 | |
| 2023 | $2,688.00 (+31.89%) | $45,406 (+33.81%) Land $9,296 Building $36,110 | $677,697 (+38.8%) Land $138,740 Building $538,957 |
| 2022 | $2,038.00 | $33,934 Land $5,908 Building $28,026 | $488,255 Land $85,000 Building $403,255 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 68% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
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