Delta County property record for 20264 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,386 sqft · built 1980 |
| Lot Size | 4.59 acres (199,940 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (May 2019) |
| Tax Bill | $1,824 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer May 2019 Transfer + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | R001690 |
| Primary APN | R001690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,386 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 199,940 sqft (4.59 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | R001690 |
|---|---|
| Street Address | 20264 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20264 SURFACE CREEK RD CEDAREDGE 81413 S: 3 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 4.59+- PT NW4SW4 SEC 3 & PT NE4SE4 SEC 4 ALL IN T13S R94W 6PM BEG WH E4 COR SEC 4 BRS N18*4611 E473.09 TH N89*54 E350 S0*51 E568 S89*54 W205 S0*51 E9 S89*54 W1 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965202 |
Source: Delta County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20264 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 17, 2019 | Quit Claim Deed, Transfer Quitclaim |
| May 17, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on Record |
| Deed Sale | May 17, 2019 · Amount on Record |
| Prior Sale | Nov 26, 2013 · Amount on Record |
| Deed Document Number | 2019710900 |
| Last Transfer Date | Aug 24, 2026 |
| Transfer Doc | 0000769707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 25, 2026 |
| Property Address | 20264 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000769707 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 2026769707 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20264 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 17, 2019 |
| Property Address | 20264 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000710901 |
| Instrument Date | May 17, 2019 |
| Instrument | 710901 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1035, MEEKER, CO 81641-1035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 17, 2019 |
| Property Address | 20264 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000710900 |
| Instrument Date | May 17, 2019 |
| Instrument | 710900 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1035, MEEKER, CO 81641-1035 |
| Document Number | 0000710902 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 710902 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,824.00 (+24.93%) | $28,784 (+21.83%) Land $10,188 Building $18,596 | $460,534 (+30.6%) Land $163,000 Building $297,534 |
| 2024 | $1,460.00 (+4.43%) | $23,627 (-) Land $6,086 Building $17,541 | |
| 2023 | $1,398.00 (+17.18%) | $23,627 (+18.96%) Land $6,086 Building $17,541 | $352,636 (+23.39%) Land $90,833 Building $261,803 |
| 2022 | $1,193.00 | $19,862 Land $4,240 Building $15,622 | $285,783 Land $61,000 Building $224,783 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 68% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
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