Delta County property record for 20342 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,242 sqft · built 1965 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (Sep 1996) |
| Tax Bill | $1,570 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | R001689 |
| Primary APN | R001689 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 2,242 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R001689 |
|---|---|
| Street Address | 20342 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20342 SURFACE CREEK RD CEDAREDGE 81413 S: 3 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 4.97+- SEC 4 T13S R94W 6PM PT OF THE NE4SE4 OF SEC 4 & PT OF NW4SW4 SEC 3 ALL IN T13S R94W BEG AT THE E4 COR OF SEC 4 TH S3*4749W 79.01 TH N82*20 W214.82 TH S0 |
| Legal Subdivision | RURAL AREA |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 965202 |
Source: Delta County records · APN R001689
Assessment roll updated May 4, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9503 HIGHWAY 65, AUSTIN, CO 81410-9747 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 17, 1996 · Amount on Record |
| Deed Sale | Sep 17, 1996 · Amount on Record |
| Last Transfer Date | Jul 08, 2011 |
| Transfer Doc | 0000651814 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20342 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2019 |
| Name | Verified Name |
|---|
| Document Number | 715147 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 715147 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | CEDAREDGE, CO 81413 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 12, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,570.00 (-3.62%) | $24,771 (-6.01%) Land $8,150 Building $16,621 | $396,328 (+0.76%) Land $130,400 Building $265,928 |
| 2024 | $1,629.00 (+4.42%) | $26,354 (-) Land $8,817 Building $17,537 | |
| 2023 | $1,560.00 (+26.32%) | $26,354 (+28.19%) Land $8,817 Building $17,537 | $393,344 (+32.97%) Land $131,599 Building $261,745 |
| 2022 | $1,235.00 | $20,559 Land $6,255 Building $14,304 | $295,819 Land $90,000 Building $205,819 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 72% of the US · above 68% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Montrose Electric Association Fiber | 6,000 / 6,000 |
| DMEA Utilities Services Fiber · DSL | 6,000 / 6,000 |
Based on FCC filings for 19 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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