Delta County property record for 20181 Surface Creek Rd, Cedaredge, CO 81413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,881 sqft · built 2002 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on Record |
| Last Sale | $191,500 (Feb 2006) |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Apr 2012 Mortgage Aug 2006 Mortgage + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | R018786 |
| Primary APN | R018786 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,881 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Coal |
| Account Number | R018786 |
|---|---|
| Street Address | 20181 SURFACE CREEK RD |
| City | CEDAREDGE |
| State | CO |
| Zip | 81413-8125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20181 SURFACE CREEK RD CEDAREDGE 81413 S: 4 T: 13S R: 94W SUBDIVISION: BELL MINOR SUBDIVISION LOT: 2 TOTAL AC 2.0+- LOT 2-BELL MINOR SUB PT E2SE4 SEC 4 T13S R94W 6PM BK 728 PG 512 PLAT BK 25 PG 92 BK 887 PGS 951 THRU 960 BK 888 PGS 64 & 65 BK 888 PG |
| Legal Subdivision | BELL MINOR SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | CEDAREDGE |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 965202 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 30, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 15, 2006 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 16, 2011 | Intrafamily Transfer, Transfer |
| Mar 16, 2011 | Intrafamily Transfer, Transfer |
| Sep 20, 2006 | Intrafamily Transfer, Transfer |
| Feb 15, 2006 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2006 · Amount on Record |
| Deed Sale | Feb 15, 2006 · Amount on Record |
| Prior Sale | Jun 25, 2001 · Amount on Record |
| Deed Document Number | 2006600529 |
| Last Transfer Date | Mar 14, 2011 |
| Transfer Doc | 0000649513 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000658163 |
|---|---|
| Date | Apr 30, 2012 |
| Instrument | 658163 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FAHTCO |
| Name | Verified Name |
|---|
| Document Number | 0000606718 |
|---|---|
| Date | Aug 15, 2006 |
| Instrument | 606718 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 16, 2011 |
| Property Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000649515 |
| Instrument Date | Mar 14, 2011 |
| Instrument | 649515 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Name | Verified Name |
|---|---|
| Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 16, 2011 |
| Property Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000649513 |
| Instrument Date | Mar 14, 2011 |
| Instrument | 649513 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Name | Verified Name |
|---|---|
| Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 20, 2006 |
| Property Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000607889 |
| Instrument Date | Sep 18, 2006 |
| Instrument | 607889 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Feb 15, 2006 |
| Property Address | 20181 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125 |
| Document Number | 0000600529 |
| Instrument Date | Jan 14, 2006 |
| Instrument | 600529 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | FAHTCO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 350 S CENTER ST, WELLSVILLE, UT 84339-9741 |
| Document Number | 0000600530 |
|---|---|
| Date | Feb 15, 2006 |
| Instrument | 600530 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2036 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,144.00 (+28.4%) | $24,301 (+15.1%) Land $7,500 Building $16,801 | $388,821 (+23.39%) Land $120,000 Building $268,821 |
| 2024 | $891.00 (+4.45%) | $21,113 (-) Land $5,704 Building $15,409 | |
| 2023 | $853.00 (+35.18%) | $21,113 (+20.87%) Land $5,704 Building $15,409 | $315,126 (+25.39%) Land $85,140 Building $229,986 |
| 2022 | $631.00 | $17,467 Land $3,823 Building $13,644 | $251,319 Land $55,000 Building $196,319 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 68% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SURFACE CREEK DOMESTIC WUA private · serves 2,800 people · EPA ID CO0115784 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2023) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Corrosion control May 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
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