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20156 Surface Creek Rd, Cedaredge, CO 81413 Property Records

Delta County property record for 20156 Surface Creek Rd, Cedaredge, CO 81413 · Last verified May 2026

Property Summary

Property TypeCommercial
Details2 bd · 2.5 ba · 2,578 sqft · built 1912
Lot Size108 acres (4,721,468 sqft)
OwnerCompany Name on File
Tax Bill$4,066 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone D (undetermined)
APNR001688

Property Details

APN / Parcel Number

Primary APNR001688
Alternative APN
  • 319303300006

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,578 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1963
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,721,468 sqft (108 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemConvection
Heating FuelElectric
SewerConnected

Location & Zoning

Account NumberR001688
Street Address20156 SURFACE CREEK RD
CityCEDAREDGE
StateCO
Zip81413-8125
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description20156 SURFACE CREEK RD CEDAREDGE 81413 S: 3 T: 13S R: 94W SUBDIVISION: RURAL AREA TOTAL AC 108.39+- SEC 3 T13S R94W 6PM SW4SW4 & N2SW4 SEC 3 LESS 7 AC LESS 5 AC PT SE4SE4 SEC 4 BK 441 PG 665 (R-344957)BK 483 PG 921(R-386919) BK 750 PGS 837 & 838 BK 8
Legal SubdivisionRURAL AREA
JurisdictionDELTA CO
Township / Civil DivisionCEDAREDGE
Census Block Group1
Census Block1006
Census Tract965202

Owner

Source: Delta County records · APN R001688

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address20156 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address20156 SURFACE CREEK RD, CEDAREDGE, CO 81413-8125
Transaction TypeMortgage
Record UpdatedMar 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number713254
DateAug 27, 2019
Instrument713254
Lender
NameBANK OF COLORADO
TypeBank
AddressCEDAREDGE, CO 81413
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term300 Months
DueAug 16, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,066.00 (+16.07%)$66,902 (+18.08%) Land $2,700 Building $64,202$515,532 (+29.49%) Land $10,003 Building $505,529
2024$3,503.00 (+4.44%)$56,660 (-) Land $2,616 Building $54,044
2023$3,354.00 (+13.01%)$56,660 (+14.7%) Land $2,616 Building $54,044$398,121 (+24.09%) Land $9,908 Building $388,213
2022$2,968.00$49,398 Land $2,413 Building $46,985$320,820 Land $9,139 Building $311,681

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080299652021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskHigh
above 71% of the US · above 67% of Colorado
Wildfire LikelihoodAbout 1 in 446 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Delta Montrose Electric AssociationFiber6,000 / 6,000
DMEA Utilities ServicesFiber6,000 / 6,000
DMEA Utilities ServicesDSL100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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