Polk County property record for 202 Tower Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,182 sqft · built 1961 |
| Lot Size | 1.66 acres (72,654 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Oct 2020) |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000000-012100 |
| Primary APN | 23-27-12-000000-012100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,182 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 72,654 sqft |
| Lot Dimensions | 619 ft deep x 315 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Screened/Unfinished Porch |
| Porch Area | 84 sqft |
| Shed | 1 Shed |
| Street Address | 202 TOWER RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-5248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | *DEED APPEARS IN ERROR* BEG 500 FT E & 341.53 FT N OF SW COR OF SE1/4 OF NE1/4 OF SEC CONT N00-43-30E 162.29 FT S89-57-50E 150 FT N00-43-30E 145.21 FT TO S R/W LINE OF TOWER RD S89-57-50E ALONG SAID R/W 150 FT S00-43-30W 307.50 FT N89-57-50W 300 FT T |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | BRENTWOOD LANE |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12203 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 202 TOWER RD, LAKELAND, FL 33809-5248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 6, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM |
| Feb 21, 2019 | Warranty Deed, Transfer GOLDEN RULE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on Record |
| Deed Sale | Oct 6, 2020 · Amount on Record |
| Prior Sale | Feb 21, 2019 · Amount on Record |
| Deed Document Number | 2020209327 |
| Deed Book / Page | 11402 / 61 |
| Prior Transfer Date | May 19, 2009 |
| Prior Transfer Doc | 0000095070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 202 TOWER RD, LAKELAND, FL 33809-5248 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 202 TOWER RD, LAKELAND, FL 33809-5248 |
| Document Number | 0000204079 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 11835/2136 |
| Instrument | 2021204079 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 6, 2020 |
| Property Address | 202 TOWER RD, LAKELAND, FL 33809-5248 |
| Document Number | 0114020061 |
| Book / Page | 011402 / 000061 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 209327 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 202 TOWER RD LAKELAND FL 338095248, LAKELAND, FL 33809-5248 |
| Document Number | 114020063 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 011402/000063 |
| Instrument | 209328 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 21, 2019 |
| Property Address | 202 TOWER RD, LAKELAND, FL 33809-5248 |
| Document Number | 0107561104 |
| Book / Page | 010756 / 001104 |
| Instrument Date | Feb 13, 2019 |
| Instrument | 35003 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8623 BOBCAT LN LAKELAND FL 338101384, LAKELAND, FL 33810-1384 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,710 (+2.7%) | $156,365 (-8.74%) Land $30,942 Building $125,423 | |
| 2025 | $987.00 (-30.79%) Homeowner's exemption | $116,563 (+5.99%) | $171,344 (+14.24%) Land $30,942 Building $140,402 |
| 2023 | $1,426.00 (+4.55%) Homeowner's exemption | $109,979 (+3%) | $149,992 (+9.54%) Land $29,796 Building $120,196 |
| 2022 | $1,364.00 Homeowner's exemption | $106,776 | $136,927 Land $25,212 Building $111,715 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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