Polk County property record for 126 Tower Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,027 sqft · built 1986 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $76,000 (Aug 2002) |
| Tax Bill | $333 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000000-012430 |
| Primary APN | 23-27-12-000000-012430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,027 sqft Living Area |
| 1st Floor Area | 1,027 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 145 ft deep x 150 ft wide |
| View / Lot | Commercial/Industrial |
| Pool House | Pool House |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 50 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 126 TOWER RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | COMM SW COR OF SE1/4 OF NE1/4 RUN E 950 FT N 341.25 FT FOR POB CONT N 145.2 FT E 150 FT S 145.2 FT W 150 FT TO POB |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | BRENTWOOD LANE |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12203 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 126 TOWER RD, LAKELAND, FL 33809-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2002 · Amount on Record |
| Deed Sale | Aug 16, 2002 · Amount on Record |
| Prior Sale | Sep 29, 1999 · Amount on Record |
| Deed Book / Page | 5088 / 580 |
| Last Transfer Date | Mar 2, 2023 |
| Transfer Doc | 0000064119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 20, 2023 |
| Property Address | 126 TOWER RD, LAKELAND, FL 33809-2243 |
| Document Number | 0000064119 |
| Book / Page | 12621 / 1328 |
| Instrument Date | Mar 2, 2023 |
| Instrument | 2023064119 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 TOWER RD, LAKELAND, FL 33809-2243 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 PERSIMMON DR, POLK CITY, FL 33868-9341 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 126 TOWER RD, LAKELAND, FL 33809-2243 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | HILLSBOROUGH TITLE |
| Name | Verified Name |
|---|---|
| Address | 126 TOWER RD, LAKELAND, FL 33809-2243 |
| Document Number | 0000286836 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 11965/1042 |
| Instrument | 2021286836 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 126 TOWER RD, LAKELAND, FL 33809-2243 |
| Document Number | 0108761817 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 126 TOWER RD LAKELAND FL 338092243, LAKELAND, FL 33809-2243 |
| Document Number | 0108761817 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 010876/001817 |
| Instrument | 124875 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,306 (+2.7%) | $182,357 (-9.68%) Land $17,618 Building $164,739 | |
| 2025 | $333.00 (-58.53%) Homeowner's exemption | $51,905 (+5.99%) | $201,903 (+15.33%) Land $17,618 Building $184,285 |
| 2023 | $803.00 (+6.08%) Homeowner's exemption | $48,973 (+3%) | $175,063 (+8.09%) Land $16,965 Building $158,098 |
| 2022 | $757.00 Homeowner's exemption | $47,547 | $161,962 Land $14,355 Building $147,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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