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215 Tower Rd, Lakeland, FL 33809 Property Records

Polk County property record for 215 Tower Rd, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,571 sqft · built 1963
Lot Size1.05 acres (46,130 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Aug 2013)
Tax Bill$1,215 (2025)
Deeds & MortgagesDec 2023 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23-27-12-000000-012180

Property Details

APN / Parcel Number

Primary APN23-27-12-000000-012180
Alternative APNs
  • 122723000000012180
  • 22723000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,571 sqft Living Area
1st Floor Area1,571 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area46,130 sqft
Lot Dimensions307 ft deep x 150 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area56 sqft
Shed1 Shed
Utility Building108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address215 TOWER RD
CityLAKELAND
StateFL
Zip33809-5247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE2
Legal DescriptionBEG NW COR OF SE1/4 OF NE1/4 RUN S 17.4 FT E 473.13 FT S 307.5 FT TO POB CONT S 307.5 FT E 150 FT N 307.5 FT W 150 FT TO POB
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionBRENTWOOD LANE
Legal Tract000000
Legal Block2
Legal Lot Number12
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2000
Census Tract12203

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address215 TOWER RD, LAKELAND, FL 33809-5247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 22, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2013 · Amount on Record
Deed SaleAug 15, 2013 · Amount on Record
Prior SaleOct 2, 2008 · Amount on Record
Deed Document Number2013151232
Deed Book / Page9036 / 316
Prior Transfer DateOct 9, 2007
Prior Transfer Doc0000250246
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address215 TOWER RD, LAKELAND, FL 33809-5247
Transaction TypeMortgage
Record UpdatedJan 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address215 TOWER RD, LAKELAND, FL 33809-5247

Mortgage

Document Number0000293191
DateDec 15, 2023
Book Page12943/64
Instrument2023293191
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address215 TOWER RD, LAKELAND, FL 33809-5247
Document Number0113591625
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address215 TOWER RD LAKELAND FL 338095247, LAKELAND, FL 33809-5247

Mortgage

Document Number0113591625
DateSep 2, 2020
Book Page011359/001625
Instrument181348
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueSep 1, 2045

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,848 (+2.7%)$271,062 (-9.36%) Land $23,490 Building $247,572
2025$1,215.00 (-28.4%) Homeowner's exemption$134,224 (+5.99%)$299,067 (+14.43%) Land $23,490 Building $275,577
2023$1,697.00 (+4.05%) Homeowner's exemption$126,642 (+3%)$261,348 (+8.19%) Land $22,620 Building $238,728
2022$1,631.00 Homeowner's exemption$122,953$241,562 Land $19,140 Building $222,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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