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110 Tower Rd, Lakeland, FL 33809 Property Records

Polk County property record for 110 Tower Rd, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,230 sqft · built 1982
Lot Size0.497 acres (21,658 sqft)
OwnerIndividual Name on Record
Last Sale$87,000 (Apr 2012)
Tax Bill$542 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23-27-12-000000-012240

Property Details

APN / Parcel Number

Primary APN23-27-12-000000-012240
Alternative APNs
  • 122723000000012240
  • 22723000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,230 sqft Living Area
Gross Area1,626 sqft
1st Floor Area1,230 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area21,658 sqft (0.497 acres)
Lot Dimensions150 ft deep x 145 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area396 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area392 sqft
PorchEnclosed/Unfinished Porch
Porch Area323 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address110 TOWER RD
CityLAKELAND
StateFL
Zip33809-2243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE2
Legal DescriptionBEG SE COR OF SE1/4 OF NE1/4 RUN W 359.09 FT N 341.06 FT N 30 DEG 09 MIN 30 SEC W 205.74 FT FOR POB CONT N 30 DEG 09 MIN 30 SEC W 150 FT N 59 DEG 50 MIN 30 SEC E 145.2 FT S 30 DEG 09 MIN 30 SEC E 150 FT S 59 DEG 50 MIN 30 SEC W 145.2 FT TO POB
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionBRENTWOOD LANE
Legal Tract000000
Legal Block2
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2013
Census Tract12203

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address110 TOWER RD, LAKELAND, FL 33809-2243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CREDIT UNION
Apr 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2012 · Amount on Record
Deed SaleApr 9, 2012 · Amount on Record
Deed Document Number201261941
Deed Book / Page8620 / 2181
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateAug 4, 2026
Property Address110 TOWER RD, LAKELAND, FL 33809-2243
Document Number0000186178
Book / Page14101 / 79
Instrument DateJul 20, 2026
Instrument2026186178
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address110 TOWER RD, LAKELAND, FL 33809-2243

Mortgage

Document Number0000186178,
DateAug 4, 2026
Book Page14101/79
Instrument2026186178
Lender
NameMIDFLORIDA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 1, 2046
Interest
Rate6.47%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address110 TOWER RD, LAKELAND, FL 33809-2243
Document Number0112122193
Instrument DateApr 9, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address110 TOWER RD LAKELAND FL 338092243, LAKELAND, FL 33809-2243

Mortgage

Document Number0112122193
DateApr 21, 2020
Book Page011212/002193
Instrument83411
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 20, 2030

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,478 (+2.7%)$293,800 (-7.05%) Land $17,226 Building $276,574
2025$542.00 (-44.75%) Homeowner's exemption Disabled Person's exemption$87,126 (+5.99%)$316,075 (+16.9%) Land $17,226 Building $298,849
2023$981.00 (-0.41%) Homeowner's exemption$82,205 (+3%)$270,383 (+13.26%) Land $16,588 Building $253,795
2022$985.00 Homeowner's exemption$79,811$238,732 Land $14,036 Building $224,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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