Polk County property record for 120 Tower Rd, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 872 sqft · built 1964 |
| Lot Size | 0.496 acres (21,606 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,700 (Jan 2005) |
| Tax Bill | $249 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000000-012210 |
| Primary APN | 23-27-12-000000-012210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,606 sqft (0.496 acres) |
| Lot Dimensions | 162 ft deep x 127 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 54 sqft |
| Shed | 1 Shed |
| Utility Building | 192 sqft |
| Street Address | 120 TOWER RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | BEG 950 FT E OF SW COR OF SE1/4 OF NE1/4 RUN N 0 DEG 43 MIN 30 SEC E 341.25 FT FOR POB RUN N 307.5 FT E 93.15 FT SE 110.75 S 211.77 FT W 150 FT TO POB LESS S 145.2 FT |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | BRENTWOOD LANE |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12203 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 TOWER RD, LAKELAND, FL 33809-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 2005 · Amount on Record |
| Deed Sale | Jan 19, 2005 · Amount on Record |
| Deed Document Number | 200513135 |
| Deed Book / Page | 6056 / 1104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 120 TOWER RD, LAKELAND, FL 33809-2243 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000090982 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 11661/2179 |
| Instrument | 2021090982 |
| Name | RAILROAD & INDUSTRIAL CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,471 (+2.7%) | $168,270 (-8.33%) Land $15,602 Building $152,668 | |
| 2025 | $249.00 (-64.12%) Homeowner's exemption | $44,276 (+5.99%) | $183,564 (+15.06%) Land $15,602 Building $167,962 |
| 2023 | $694.00 (+6.77%) Homeowner's exemption | $41,775 (+3%) | $159,538 (+11.85%) Land $15,024 Building $144,514 |
| 2022 | $650.00 Homeowner's exemption | $40,558 | $142,641 Land $12,713 Building $129,928 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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