202 S Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 202 S Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,263 sqft · built 1880
Lot Size	0.13 acres (5,675 sqft)
Owner	Individual Name on Record
Tax Bill	$2,310 (2024)
Deeds & Mortgages	Oct 2025 Transfer Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-183-006-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-183-006-000`
Alternative APN	`07251010400205 00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,263 sqft Living Area
1st Floor Area	1,263 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,675 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	202 S MOORE ST
City	WATERLOO
State	IL
Zip	62298-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 4 L M ECKERTS ADDN 0172358
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	L M ECKERTS ADD
Legal Lot Number	4
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3056
Census Tract	600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	202 S MOORE ST, WATERLOO, IL 62298-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 23, 2025
Transfer Doc	0000439521
Record Updated	Sep 20, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONROE IL
Recording Date	Oct 6, 2025
Property Address	202 S MOORE ST, WATERLOO, IL 62298-1329
Document Number	0000439521
Map Reference	MB A PG 3
Instrument Date	Sep 23, 2025
Instrument	439521
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 S MOORE ST, WATERLOO, IL 62298-1329

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	202 S MOORE ST, WATERLOO, IL 62298-1329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000391885
Date	Sep 12, 2017
Instrument	391885

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,390 (+2.7%) Land $15,780 Building $35,610	$154,170 (+2.7%) Land $47,340 Building $106,830
2024	$2,310.00 Homeowner's exemption Additional exemption filed	$50,038 (+60.79%) Land $15,588 Building $34,450	$150,114 (+60.79%) Land $46,764 Building $103,350
2022	Homeowner's exemption Additional exemption filed	$31,120 Land $14,780 Building $16,340	$93,360 Land $44,340 Building $49,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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