206 S Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 206 S Moore St, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,315 sqft · built 1880
Lot Size	0.13 acres (5,655 sqft)
Owner	Individual Name on Record
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-183-009-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-183-009-000`
Alternative APN	`07251010400300 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,315 sqft Living Area
1st Floor Area	775 sqft
Upper Floors Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,655 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 51 ft wide
Garage Area	840 sqft

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	206 S MOORE ST
City	WATERLOO
State	IL
Zip	62298-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 6 L M ECKERTS ADDN
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Subdivision	L M ECKERTS ADD
Legal Lot Number	6
Jurisdiction	MONROE IL
Township / Civil Division	32
Census Block Group	3
Census Block	3060
Census Tract	600401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	206 S MOORE ST, WATERLOO, IL 62298-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Jul 24, 2026
Property Address	206 S MOORE ST, WATERLOO, IL 62298-1329
Document Number	0000443637
Instrument Date	Jul 18, 2026
Instrument	2026443637
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	2020 TITLE LLC, 2020 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 S MOORE ST, WATERLOO, IL 62298-1329

Mortgage

Document Number	0000443637,
Date	Jul 24, 2026
Instrument	2026443637

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	206 S MOORE ST, WATERLOO, IL 62298-1329
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441835
Date	Mar 26, 2026
Instrument	441835

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00 (+28.76%) Homeowner's exemption Senior Citizen's exemption	$60,890 (+1.33%) Land $15,780 Building $45,110	$182,670 (+1.33%) Land $47,340 Building $135,330
2024	$2,385.00
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$60,090 Land $14,780 Building $45,310	$180,270 Land $44,340 Building $135,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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