Monroe County property record for 110 S Moore St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 936 sqft · built 1870 |
| Lot Size | 0.07 acres (3,158 sqft) |
| Owner | Individual Name on File |
| Last Sale | $118,500 (Apr 2018) |
| Tax Bill | $2,949 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-181-034-000 |
| Primary APN | 07-25-181-034-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 936 sqft Building Perimeter |
| 1st Floor Area | 504 sqft |
| Upper Floors Area | 432 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 3,158 sqft (0.07 acres) |
| Lot Dimensions | 110 ft deep x 30 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 110 S MOORE ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WB3 |
| Legal Description | LOT 18B J B MOORES ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | J B MOORE'S ADDITION |
| Legal Lot Number | 18B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 17 |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-181-034-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 110 S MOORE ST, WATERLOO, IL 62298-1352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Dec 02, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 27, 2018 | Warranty Deed, Transfer GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 2018395532 |
| Last Transfer Date | Oct 13, 2020 |
| Transfer Doc | 0000413002 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 110 S MOORE ST, WATERLOO, IL 62298-1352 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000421190 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 421190 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 02, 2020 |
| Property Address | 110 S MOORE ST, WATERLOO, IL 62298-1352 |
| Document Number | 0000413002 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 413002 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 110 S MOORE ST WATERLOO IL 622981352, WATERLOO, IL 62298-1352 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 27, 2018 |
| Property Address | 110 S MOORE ST, WATERLOO, IL 62298-1352 |
| Document Number | 0000395532 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 395532 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.75 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 110 S MOORE ST WATERLOO IL 622981352, WATERLOO, IL 62298-1352 |
| Document Number | 395533 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 395533 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,500 (-5.62%) Land $15,410 Building $31,090 | $139,500 (-5.62%) Land $46,230 Building $93,270 | |
| 2024 | $2,949.00 | ||
| 2022 | Additional exemption filed | $49,270 Land $14,550 Building $34,720 | $147,810 Land $43,650 Building $104,160 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| HTC Holding DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Delta Communications, Wisper ISP.
Based on FCC filings for 458 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO serves 10,190 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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