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113 S Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 113 S Moore St, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms2 Baths
Year BuiltBuilt 1951
Square Footage640 sqft Living Area
Lot Size6,999 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2025)
Tax Bill$2,809.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-25-181-024-000
Alternative APN
  • 07251010101600 00

Interior

Bedrooms1 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area640 sqft Living Area
1st Floor640 sqft 1st Floor
Basement Area640 sqft Basement
Unfinished Basement640 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame Construction
Lot Area6,999 sqft (0.16 acres)
Depth X Width150 ft x 45 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area612 sqft Driveway

Exterior Amenities

Shed1 Shed
Shed Area120 sqft Shed
Patio Area144 sqft Patio
Porch Area208 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address113 S MOORE ST
CityWATERLOO
StateIL
Zip62298-1354
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 44L
Legal Range10W
Legal Township02S
Legal Section25
Legal Lot Number44L
JurisdictionMONROE IL
Minor Civil Division17
Census Blockgroup3
Census Block3047
Census Tract600401

Owner

Source: Monroe County records · APN 07-25-181-024-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address404 WALNUT ST, WATERLOO, IL 62298-1464
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jun 15, 2017Deed, Transfer · Federal Housing Administration (FHA) Mortgage

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2025 · Amount on Record
Deed SaleDec 17, 2025 · Amount on Record
Prior SaleJun 15, 2017 · Amount on Record
Deed Doc Number2025440564
Record RefreshedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateDec 17, 2025
Property Address113 S MOORE ST, WATERLOO, IL 62298-1354
Document Number0000440564
Instrument DateDec 16, 2025
Instrument440564
Transaction TypeTransfer
Record UpdatedJan 07, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address113 S MOORE ST, WATERLOO, IL 62298-1354

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address113 S MOORE ST, WATERLOO, IL 62298-1354

Mortgage

Document Number0000440565
DateDec 17, 2025
Instrument440565
Lender
NameGUARANTEED RATE INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeFixed Rate
Rate6.25%

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONROE IL
Recording DateJun 15, 2017
Property Address113 S MOORE ST, WATERLOO, IL 62298-1354
Document Number0000390399
Instrument DateJun 15, 2017
Instrument390399
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$186.75
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 S MOORE ST, WATERLOO, IL 62298-1354
InvestorPossibly a Property Investor

Mortgage

Document Number, 390400
DateJun 15, 2017
Instrument390400
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$55,040 (+2.96%) Land $15,950 Building $39,090$165,120 (+2.96%) Land $47,850 Building $117,270
2024$2,809.00 Additional exemption filed$53,460 (+20.57%) Land $15,704 Building $37,756$160,380 (+20.57%) Land $47,112 Building $113,268
2022Additional exemption filed$44,340 Land $14,870 Building $29,470$133,020 Land $44,610 Building $88,410

Flood & Wildfire

113 S Moore St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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