115 S Moore St, Waterloo, IL 62298 Property Records

Monroe County property record for 115 S Moore St, Waterloo, IL 62298

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,534 sqft · built 1934
Lot Size	0.18 acres (7,776 sqft)
Owner	Company Name on Record
Tax Bill	$3,523 (2024)
Deeds & Mortgages	Jun 2021 Transfer Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-25-181-025-000`

Property Details

APN / Parcel Number

Primary APN	`07-25-181-025-000`
Alternative APN	`07251010101500 00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,534 sqft Building Perimeter
1st Floor Area	1,024 sqft
Basement Area	1,534 sqft
Unfinished Basement	1,534 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	7,776 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	624 sqft
Driveway	Concrete Driveway
Driveway Area	960 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	334 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 S MOORE ST
City	WATERLOO
State	IL
Zip	62298-1354
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	WB3
Legal Description	TAX LOT 44E
Legal Range	10W
Legal Township	02S
Legal Section	25
Legal Lot Number	44E
Jurisdiction	MONROE IL
Township / Civil Division	17
Census Block Group	3
Census Block	3047
Census Tract	600401

Owner

Source: Monroe County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1046 CREEKSIDE DR, WATERLOO, IL 62298-0107
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Intrafamily Transfer, Transfer
Sep 22, 2017	Deed of Trust, Mortgage · Conventional with PMI STATE BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 12, 2021
Transfer Doc	0000417605
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Jun 3, 2021
Property Address	115 S MOORE ST, WATERLOO, IL 62298-1354
Document Number	0000417605
Instrument Date	May 12, 2021
Instrument	417605
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S MOORE ST, WATERLOO, IL 62298-1354

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	115 S MOORE ST, WATERLOO, IL 62298-1354
Document Number	0000392268
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	115 S MOORE ST #A WATERLOO IL 622981354, A, WATERLOO, IL 62298-1354

Mortgage

Document Number	0000392268
Date	Oct 3, 2017
Instrument	392268

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Oct 2, 2027

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,090 (+14.63%) Land $16,050 Building $48,040	$192,270 (+14.63%) Land $48,150 Building $144,120
2024	$3,523.00
2022		$55,910 Land $14,950 Building $40,960	$167,730 Land $44,850 Building $122,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Wisper ISP.

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