Effingham County property record for 202 Red Bluff Cir, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,715 sqft · built 1996 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Mar 2024) |
| Tax Bill | $1,730 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0464A-237-000 |
| Primary APN | 0464A-237-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,715 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Area | 1,008 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 228 sqft |
| Deck Area | 303 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19183 |
|---|---|
| Street Address | 202 RED BLUFF CIR |
| City | RINCON |
| State | GA |
| Zip | 31326-5129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .63 AC LOT 237 |
| Legal Subdivision | SILVERWOOD |
| Legal Phase | 3 |
| Legal Block | III |
| Legal Lot Number | 237 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30308 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 202 RED BLUFF CIR, RINCON, GA 31326-5129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage NEWREZ |
| Mar 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE |
| Nov 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2024 · Amount on Record |
| Deed Sale | Mar 25, 2024 · Amount on Record |
| Prior Sale | May 29, 2015 · Amount on Record |
| Deed Document Number | 20242122 |
| Deed Book / Page | 2901 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 202 RED BLUFF CIR, RINCON, GA 31326-5129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 202 RED BLUFF CIR, RINCON, GA 31326-5129 |
| Document Number | 0000003007/0000000206 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 0000003007/0000000206 |
| Name | NEWREZ |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 25, 2024 |
| Property Address | 202 RED BLUFF CIR, RINCON, GA 31326-5129 |
| Document Number | 002901/165 |
| Book / Page | 2901 / 165 |
| Instrument Date | Mar 22, 2024 |
| Instrument | D2024-002122 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 202 RED BLUFF CIR, RINCON, GA 31326-5129 |
| Document Number | 0002901167 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2901/167 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 202 RED BLUFF CIR, RINCON, GA 31326-5129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 202 RED BLUFF CIR, RINCON, GA 31326-5129 |
| Document Number | 0000002881/0000000999 |
|---|---|
| Date | Nov 17, 2023 |
| Book Page | 0000002881/0000000999 |
| Instrument | D2023009417 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2052 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149,370 (-7.27%) Land $31,560 Building $117,810 | $373,424 (-7.27%) Land $78,900 Building $294,524 | |
| 2025 | $1,730.00 (-65.21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $161,082 (-0.8%) Land $31,560 Building $129,522 | $402,705 (-0.8%) Land $78,900 Building $323,805 |
| 2024 | $4,972.00 (+20.27%) | $162,376 (+22.84%) Land $31,560 Building $130,816 | $405,939 (+22.84%) Land $78,900 Building $327,039 |
| 2022 | $4,134.00 | $132,181 Land $25,200 Building $106,981 | $330,453 Land $63,000 Building $267,453 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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