123 Red Bluff Cir, Rincon, GA 31326 Property Records

Effingham County property record for 123 Red Bluff Cir, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	2 ba · 4,030 sqft · built 2006
Lot Size	2.91 acres (126,760 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (Nov 2007)
Tax Bill	$10,114 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0464A-259-000`

Property Details

APN / Parcel Number

Primary APN	`0464A-259-000`
Alternative APNs	`0102C259000` `0464A259` `19205`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	4,030 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Shed Roof
Roof Material	Fiberglass
Lot Area	126,760 sqft (2.91 acres)
Terrain	Rolling
Garage Area	819 sqft

Exterior Amenities

Pool Area	704 sqft
Porch	Slab
Porch Area	210 sqft
Deck Area	130 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19205
Street Address	123 RED BLUFF CIR
City	RINCON
State	GA
Zip	31326-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	2.91 AC LOT 259
Legal Subdivision	SILVERWOOD
Legal Lot Number	259
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	1
Census Block	1000
Census Tract	30308

Owner

123 Red Bluff Cir is owned and occupied by an individual who bought it in November 2007.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1891, SAVANNAH, GA 31402-1891
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2007 · Amount on File
Deed Sale	Nov 19, 2007 · Amount on File
Deed Document Number	20073034
Deed Book / Page	1698 / 421
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	123 RED BLUFF CIR, RINCON, GA 31326-5104
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002481/164
Date	Aug 7, 2018
Book Page	2481/164
Instrument	006788

Lender

Name	FIRST CHATHAM BANK
Type	Bank

Agreement

Type	Loan Modification
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 123 Red Bluff Cir was $10,114 with a homeowner's exemption, down 7.1% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,879 (+%) Land $32,119 Building $395,760	$1,069,696 (-) Land $80,298 Building $989,398
2025	$10,114.00 (-7.06%) Homeowner's exemption	$427,878 (-) Land $32,119 Building $395,759	$1,069,696 (-) Land $80,298 Building $989,398
2024	$10,882.00 Homeowner's exemption	$427,878 Land $26,495 Building $401,383	$1,069,696 Land $66,238 Building $1,003,458
2022	$8,180.00 Homeowner's exemption	$263,416 Land $24,802 Building $238,614	$658,538 Land $62,004 Building $596,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 Red Bluff Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Red Bluff Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20