Effingham County property record for 116 Red Bluff Cir, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,171 sqft · built 1999 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $670,000 (Apr 2022) |
| Tax Bill | $8,901 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0464A-235-000 |
| Primary APN | 0464A-235-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,171 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 35,719 sqft (0.82 acres) |
| Garage Area | 864 sqft |
| Pool Area | 624 sqft |
| Porch | Patio |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19181 |
|---|---|
| Street Address | 116 RED BLUFF CIR |
| City | RINCON |
| State | GA |
| Zip | 31326-5124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | .82 AC LOT 235 |
| Legal Subdivision | SILVERWOOD |
| Legal Phase | 3 |
| Legal Block | 3 |
| Legal Lot Number | 235 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30308 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 RED BLUFF CIR, RINCON, GA 31326-5124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2025 | Deed of Trust, Mortgage · Line of Credit SERVICE FEDERAL CREDIT UNION |
| Apr 26, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE |
| Apr 11, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on Record |
| Deed Sale | Apr 26, 2022 · Amount on Record |
| Prior Sale | Jul 28, 1999 · Amount on Record |
| Deed Document Number | 20221007 |
| Deed Book / Page | 2779 / 861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 116 RED BLUFF CIR, RINCON, GA 31326-5124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 116 RED BLUFF CIR, RINCON, GA 31326-5124 |
| Document Number | 0000002955/0000000694 |
|---|---|
| Date | Feb 10, 2025 |
| Book Page | 0000002955/0000000694 |
| Instrument | D2025000964 |
| Name | SERVICE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 116 RED BLUFF CIR, RINCON, GA 31326-5124 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 116 RED BLUFF CIR, RINCON, GA 31326-5124 |
| Document Number | 0000002779/0000000862 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 0000002779/0000000862 |
| Instrument | 004247 |
| Name | UNITED WHOLESALE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 11, 2022 |
| Property Address | 116 RED BLUFF CIR, RINCON, GA 31326-5124 |
| Document Number | 002779/861 |
| Book / Page | 2779 / 861 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022-001007 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 RED BLUFF CIR, RINCON, GA 31326-5124 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,243 (-14.82%) Land $31,560 Building $217,683 | $623,108 (-14.82%) Land $78,900 Building $544,208 | |
| 2025 | $8,901.00 (+6.73%) Homeowner's exemption | $292,610 (-15.12%) Land $31,560 Building $261,050 | $731,524 (-15.12%) Land $78,900 Building $652,624 |
| 2024 | $8,340.00 (+40.97%) Homeowner's exemption | $344,741 (+74.26%) Land $31,560 Building $313,181 | $861,853 (+74.26%) Land $78,900 Building $782,953 |
| 2022 | $5,916.00 Homeowner's exemption | $197,836 Land $25,200 Building $172,636 | $494,591 Land $63,000 Building $431,591 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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