2017 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 2017 Garrard St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1889
Square Footage	2,110 sqft Finished Area
Lot Size	2,178 sqft (0.05 acres)
Occupancy	Owner Occupied
Last Sale	$197,500 (2024)
Tax Bill	$2,616.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`055-32-04-047.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,110 sqft Finished Area
Gross Area	2,358 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	2,178 sqft (0.05 acres)
Depth X Width	100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	2017 GARRARD ST
City	COVINGTON
State	KY
Zip	41014-1535
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GARRARD AVE LAND CO LOT 5
Legal Subdivision	GARRARD AVE LAND CO
Legal Lot Number	5
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	2
Census Block	2020
Census Tract	60900

Owner

Source: Kenton County records · APN 055-32-04-047.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2017 GARRARD ST, COVINGTON, KY 41014-1535
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 06, 2024 · Amount on Record
Deed Sale	Feb 06, 2024 · Amount on Record
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Doc Number	202422
Deed Book / Page	268 / 305
Prior Transfer Date	Feb 09, 2012
Prior Transfer Doc	0005900063
Record Refreshed	Jun 08, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Feb 06, 2024
Property Address	2017 GARRARD ST, COVINGTON, KY 41014-1535
Document Number	0005900022
Book / Page	KC 268 / 305
Map Reference	PL 331
Instrument Date	Feb 01, 2024
Instrument	24020605900022
Transaction Type	Transfer
Record Updated	Feb 19, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7225 BROOKLINE AVE, CINCINNATI, OH 45236-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2017 GARRARD ST, COVINGTON, KY 41014-1535

Mortgage

Document Number	0005900023
Date	Feb 06, 2024
Instrument	24020605900023

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (+336.73%)	$197,500 (+338.89%) Land $5,000 Building $192,500	$197,500 (+338.89%) Land $5,000 Building $192,500
2023	$599.00	$45,000 Land $5,000 Building $40,000	$45,000 Land $5,000 Building $40,000