Kenton County property record for 2031 Garrard St, Covington, KY 41014
| Property Type | Auto Repair, Garage |
|---|---|
| Lot Size | 0.254 acres (11,064 sqft) |
| Owner | Company Name on File |
| Last Sale | $50,000 (Apr 2015) |
| Tax Bill | $795 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-32-04-050.00 |
| Primary APN | 055-32-04-050.00 |
|---|
| Lot Area | 11,064 sqft (0.254 acres) |
|---|
| Street Address | 2031 GARRARD ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1535 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Legal Description | GARRARD AVE LAND CO LOTS 11-12 & S 20 LOT 10 & W 41' LOTS 13-14 0.254 ACS WS GARRARD ST S OF E 21ST |
| Legal Subdivision | GARRARD AVE LAND CO |
| Legal Phase | 14 |
| Legal Lot Number | 12,10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 60900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2031 Garrard St, a commercial property, is owned by a company that bought it in April 2015.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2031 GARRARD ST, COVINGTON, KY 41014-1535 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on File |
| Deed Sale | Apr 30, 2015 · Amount on File |
| Prior Sale | Sep 30, 2009 · Amount on File |
| Deed Document Number | 201504 30 059 00101 |
| Deed Book / Page | 5641 / 174 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2031 Garrard St was $795.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,000 (+33.33%) Land $30,000 Building $50,000 | $80,000 (+33.33%) Land $30,000 Building $50,000 | |
| 2025 | $795.00 | $60,000 Land $30,000 Building $30,000 | $60,000 Land $30,000 Building $30,000 |
| 2023 | $799.00 | $60,000 Land $30,000 Building $30,000 | $60,000 Land $30,000 Building $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2031 Garrard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2031 Garrard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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