2031 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 2031 Garrard St, Covington, KY 41014

Property Summary

Property TypeAuto Repair, Garage
Lot Size0.254 acres (11,064 sqft)
OwnerCompany Name on File
Last Sale$50,000 (Apr 2015)
Tax Bill$795 (2025)
Flood ZoneZone X (minimal risk)
APN055-32-04-050.00

Property Details

APN / Parcel Number

Primary APN055-32-04-050.00

Exterior

Lot Area11,064 sqft (0.254 acres)

Location & Zoning

Street Address2031 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1535
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionGARRARD AVE LAND CO LOTS 11-12 & S 20 LOT 10 & W 41' LOTS 13-14 0.254 ACS WS GARRARD ST S OF E 21ST
Legal SubdivisionGARRARD AVE LAND CO
Legal Phase14
Legal Lot Number12,10
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2021
Census Tract60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2031 Garrard St, a commercial property, is owned by a company that bought it in April 2015.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address2031 GARRARD ST, COVINGTON, KY 41014-1535
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2015 · Amount on File
Deed SaleApr 30, 2015 · Amount on File
Prior SaleSep 30, 2009 · Amount on File
Deed Document Number201504 30 059 00101
Deed Book / Page5641 / 174
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2031 Garrard St was $795.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$80,000 (+33.33%) Land $30,000 Building $50,000$80,000 (+33.33%) Land $30,000 Building $50,000
2025$795.00$60,000 Land $30,000 Building $30,000$60,000 Land $30,000 Building $30,000
2023$799.00$60,000 Land $30,000 Building $30,000$60,000 Land $30,000 Building $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2031 Garrard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2031 Garrard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Garrard St

Nearby Streets

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