Kenton County property record for 2032 Garrard St, Covington, KY 41014 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1909 |
| Square Footage | 788 sqft Finished Area |
| Lot Size | 3,485 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $74,900 (2019) |
| Tax Bill | $1,012.00 (2025) |
| Primary APN | 055-32-04-064.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 788 sqft Finished Area |
| Gross Area | 1,296 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1909 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,485 sqft (0.08 acres) |
| Depth X Width | 132 ft x 25 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 412 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0553204064.00 |
|---|---|
| Street Address | 2032 GARRARD ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1537 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOOS & FLORER LOT 15 |
| Legal Subdivision | LOOS & FLORER |
| Legal Lot Number | 15 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 61000 |
Source: Kenton County records · APN 055-32-04-064.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2032 GARRARD ST, COVINGTON, KY 41014-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 02, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS |
| Jul 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2019 · Amount on Record |
| Deed Sale | Aug 02, 2019 · Amount on Record |
| Prior Sale | Jul 22, 1998 · Amount on Record |
| Deed Doc Number | 0006720177 |
| Deed Book / Page | 6720 / 177 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 02, 2019 |
| Property Address | 2032 GARRARD ST, COVINGTON, KY 41014-1537 |
| Document Number | 0000000183 |
| Book / Page | 0C6720 / 000177 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 183 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2032 GARRARD ST COVINGTON KY 410141537, COVINGTON, KY 41014-1537 |
| Document Number | 184 |
|---|---|
| Date | Aug 02, 2019 |
| Book Page | 0C6720/000180 |
| Instrument | 184 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2032 GARRARD ST, COVINGTON, KY 41014-1537 |
| Document Number | 0000000188 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2032 GARRARD ST COVINGTON KY 410141537, COVINGTON, KY 41014-1537 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000188 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 0C6749/000206 |
| Instrument | 188 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 20 W PIKE ST, COVINGTON, KY 41011-2711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 09, 2024 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,012.00 (-0.49%) | $76,400 (-) Land $5,000 Building $71,400 | $76,400 (-) Land $5,000 Building $71,400 |
| 2023 | $1,017.00 | $76,400 Land $5,000 Building $71,400 | $76,400 Land $5,000 Building $71,400 |
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