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2007 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 2007 Garrard St, Covington, KY 41014 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1899
Square Footage1,690 sqft Finished Area
Lot Size2,500 sqft (0.057 acres)
OccupancyOwner Occupied
Last Sale$99,500 (2017)
Tax Bill$1,726.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-04-042.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,690 sqft Finished Area
Gross Area1,755 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialSlate Roof
Lot Area2,500 sqft (0.057 acres)
Depth X Width100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2007 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1535
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description25X100' WS GARRARD 75' S 20TH
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2020
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-04-042.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2007 GARRARD ST, COVINGTON, KY 41014-1535
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Sep 11, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
OTHER INSTITUTIONAL LENDERS
Jun 28, 2017Trustee's Deed, Construction Loan · Building or Construction Mortgage
UNITED BK & CAP TR CO
May 10, 2017Quit Claim Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Apr 26, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2017 · Amount on Record
Deed SaleSep 11, 2017 · Amount on Record
Prior SaleMar 27, 2017 · Amount on Record
Deed Doc Number201709 11 059 00198
Deed Book / Page6245 / 213
Prior Transfer DateSep 28, 2016
Prior Transfer Doc0005900130
Record RefreshedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2007 GARRARD ST, COVINGTON, KY 41014-1535
Transaction TypeMortgage
Record UpdatedJan 17, 2023
Title CompanyBLYTHE TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900034
DateDec 14, 2022
Book Page428/60
Instrument22121405900034
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2052

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 11, 2017
Property Address2007 GARRARD ST, COVINGTON, KY 41014-1535
Document Number0000000198
Book / Page0C6245 / 000213
Instrument DateSep 07, 2017
Instrument198
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$99.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2007 GARRARD ST COVINGTON KY 410141535, COVINGTON, KY 41014-1535

Mortgage

Document Number199
DateSep 11, 2017
Book Page006245/000216
Instrument199
Lender
NameOTHER INSTITUTIONAL LENDERS
AddressCINCINNATI, OH 45247
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 10, 2047

Mortgage

Document Number201,
DateSep 11, 2017
Book Page006245/000232
Instrument201
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCOVINGTON, KY 41011
Agreement
AmountAmount Recorded
Term60 Months
DueSep 10, 2022

June 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateJun 28, 2017
Property Address2007 GARRARD ST, COVINGTON, KY 41014-1535
Book / Page0C6190 / 000085
Instrument DateJun 20, 2017
Instrument171
Transaction TypeConstruction Loan
Record UpdatedJul 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100

Mortgage

Document Number0000000171
DateJun 28, 2017
Book Page0C6190/000085
Instrument171
Lender
NameUNITED BK & CAP TR CO
AddressFRANKFORT, KY 40601
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 27, 2018

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateMay 10, 2017
Property Address2007 GARRARD ST, COVINGTON, KY 41014-1535
Document Number0000000158
Book / Page0C6155 / 000222
Instrument DateMay 04, 2017
Instrument158
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$26.00
Amount AccuracyConfirmed
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address635 POINTE BENTON LN COVINGTON KY 41014, COVINGTON, KY 41014

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 26, 2017
Property Address2007 GARRARD ST, COVINGTON, KY 41014-1535
Document Number0000000052
Book / Page0C6144 / 000246
Instrument DateApr 11, 2017
Instrument52
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,726.00 (-0.52%)$130,300 (-) Land $5,000 Building $125,300$130,300 (-) Land $5,000 Building $125,300
2023$1,735.00$130,300 Land $5,000 Building $125,300$130,300 Land $5,000 Building $125,300

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