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2011 Garrard St, Covington, KY 41014 Property Records

Kenton County property record for 2011 Garrard St, Covington, KY 41014 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Square Footage1,640 sqft Finished Area
Lot Size2,178 sqft (0.05 acres)
Last Sale$175,000 (2022)
Tax Bill$2,318.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-32-04-044.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,640 sqft Finished Area
Gross Area1,668 sqft Gross Area
Stories2 Stories

Exterior

Exterior MaterialBrick Exterior
Roof MaterialSlate Roof
Lot Area2,178 sqft (0.05 acres)
Depth X Width100 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address2011 GARRARD ST
CityCOVINGTON
StateKY
Zip41014-1535
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGARRARD AVE LAND CO LOT 2
Legal SubdivisionGARRARD AVE LAND CO
Legal Lot Number2
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2020
Census Tract60900

Owner

Source: Kenton County records · APN 055-32-04-044.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3715 SOWELL ST, CHEYENNE, WY 82009-4599
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2022Warranty Deed, Transfer · Commercial Mortgage
COMMERCIAL LENDER LLC
Oct 23, 2020Deed of Trust, Mortgage
STOCKYARD BK&TR
Dec 02, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
OTHER INSTITUTIONAL LENDERS
Nov 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Sep 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 10, 2022 · Amount on Record
Deed SaleMar 10, 2022 · Amount on Record
Prior SaleDec 02, 2019 · Amount on Record
Deed Doc Number202221
Deed Book / Page152 / 664
Record RefreshedSep 20, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 10, 2022
Property Address2011 GARRARD ST, COVINGTON, KY 41014-1535
Document Number0005900021
Book / Page152 / 664
Map ReferencePL 331
Instrument DateMar 03, 2022
Instrument22031005900021
Transaction TypeTransfer
Record UpdatedMar 24, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2011 GARRARD ST, 2011, COVINGTON, KY 41014-1535

Transferred To (Grantee/Buyer)

NameVerified Name
Address3715 SOWELL ST, CHEYENNE, WY 82009-4599

Mortgage

Document Number0005900022
DateMar 10, 2022
Instrument22031005900022
Lender
NameCOMMERCIAL LENDER LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2011 GARRARD ST, COVINGTON, KY 41014-1535
Document Number0000000214
Instrument DateOct 23, 2020
Transaction TypeMortgage
Record UpdatedDec 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6460 HARRISON AVE #200 CINCINNATI OH 452477958, 200, CINCINNATI, OH 45247-7958

Mortgage

Document Number0000000214
DateNov 16, 2020
Book Page00M127/000081
Instrument214
Lender
NameSTOCKYARD BK&TR
TypeBank
AddressLOUISVILLE, KY 40232
Agreement
AmountAmount Recorded
Term120 Months
DueNov 15, 2030

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 02, 2019
Property Address2011 GARRARD ST, COVINGTON, KY 41014-1535
Document Number0000000059
Book / Page0C6814 / 000022
Instrument DateNov 25, 2019
Instrument59
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$116.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 GARRARD ST COVINGTON KY 410141535, COVINGTON, KY 41014-1535

Mortgage

Document Number61
DateDec 02, 2019
Book Page0C6814/000025
Instrument61
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressCINCINNATI, OH 45247
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2011 GARRARD ST, COVINGTON, KY 41014-1535
Document Number0000000214
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2011 GARRARD ST COVINGTON KY 410141535, COVINGTON, KY 41014-1535

Mortgage

Document Number0000000214
DateDec 30, 2019
Book Page0C6843/000090
Instrument214
Lender
NameMISCELLANEOUS GOVT AGCY
Address20 W PIKE ST, COVINGTON, KY 41011-2711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 29, 2024

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 25, 2018
Property Address2011 GARRARD ST, COVINGTON, KY 41014-1535
Document Number0000000017
Book / Page006508 / 000186
Instrument DateSep 25, 2018
Instrument17
Transaction TypeTransfer
Record UpdatedOct 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$15.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 17785 COVINGTON KY 410170785, COVINGTON, KY 41017-0785

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,318.00 (-0.56%)$175,000 (-) Land $5,000 Building $170,000$175,000 (-) Land $5,000 Building $170,000
2023$2,331.00$175,000 Land $5,000 Building $170,000$175,000 Land $5,000 Building $170,000

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