20124 Oneals Pl, Hagerstown, MD 21742 Property Records

Washington County property record for 20124 Oneals Pl, Hagerstown, MD 21742

Property Summary

Property TypeTownhouse
Details2 ba · 2,192 sqft · built 2015
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (May 2022)
Tax Bill$2,875 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-047861

Property Details

APN / Parcel Number

Primary APN18-047861
Alternative APN
  • 047861

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,192 sqft Total Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.069 acres)
Garage TypeBuilt-in
Garage Area190 sqft
PorchSlab
Porch Area48 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number047861
Street Address20124 ONEALS PL
CityHAGERSTOWN
StateMD
Zip21742-6801
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRS-PU
Legal DescriptionLOT 116 0.069 AC 20124 ONEALS PLACE ROSEWOOD VILLAGE PH IIB
Legal SubdivisionROSEWOOD VILLAGE
Legal PhaseIIB
Legal Lot Number116
JurisdictionWASHINGTON MD
Township / Civil Division18, CHEWSVILLE
Census Block Group3
Census Block3023
Census Tract11204

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20124 ONEALS PL, HAGERSTOWN, MD 21742-6801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2022Deed, Transfer · Conventional Mortgage
AMERICAN BANCSHARES MORTGAGE CORP
Oct 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CNB BANK INC
Jan 20, 2017Grant Deed, Subdivision Related Transfer
INTEGRITY HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2022 · Amount on Record
Deed SaleMay 3, 2022 · Amount on Record
Prior SaleSep 7, 2016 · Amount on Record
Deed Book / Page7003 / 431
Prior Transfer DateOct 2, 2020
Prior Transfer Doc0063990350
Record UpdatedSep 20, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateMay 3, 2022
Property Address20124 ONEALS PL, HAGERSTOWN, MD 21742-6801
Document Number0070030431
Book / Page7003 / 431
Map ReferencePL 10352-10353
Instrument DateApr 27, 2022
Transaction TypeTransfer
Record UpdatedMay 11, 2022
Title CompanyJACQUIES TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20124 ONEALS PL, HAGERSTOWN, MD 21742-6801

Mortgage

Document Number0070030441
DateMay 3, 2022
Instrument7003-0441
Lender
NameAMERICAN BANCSHARES MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON MD
Recording DateOct 21, 2020
Property Address20124 ONEALS PL, HAGERSTOWN, MD 21742-6801
Document Number0063990350
Book / Page6399 / 350
Map ReferencePL 10352&10353
Instrument DateOct 2, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyPREMIER SETTLEMENTS & TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20124 ONEALS PL, HAGERSTOWN, MD 21742-6801

Mortgage

Document Number0006399355
DateOct 21, 2020
Instrument6399/355
Lender
NameCNB BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

January 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateJan 20, 2017
Property Address20124 ONEALS PL, HAGERSTOWN, MD 21742-6801
Document Number0054210366
Book / Page005421 / 000366
Instrument DateDec 29, 2016
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 7, 2017
Title CompanyKEYSTONE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$251.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20101 ONEALS PL HAGERSTOWN MD 217426803, HAGERSTOWN, MD 21742-6803
InvestorPossibly a Property Investor

Mortgage

Document Number54210388
DateJan 20, 2017
Book Page005421/000388
Lender
NameINTEGRITY HM MTG
TypeMortgage Company
AddressWINCHESTER, VA 22602
Agreement
AmountAmount Recorded
Term360 Months
DueJan 19, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296,000 (+6.59%)$314,300 (-) Land $50,000 Building $264,300
2025$2,875.00 (+7.08%)$277,700 (+14.26%)$314,300 (+21.16%) Land $50,000 Building $264,300
2024$2,685.00 (+6.25%)
2023$2,527.00$243,033$259,400 Land $50,000 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2006–2018)
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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