20120 Oneals Pl, Hagerstown, MD 21742 Property Records

Washington County property record for 20120 Oneals Pl, Hagerstown, MD 21742

Property Summary

Property TypeTownhouse
Details2 ba · 2,192 sqft · built 2015
Lot Size0.069 acres (3,000 sqft)
Owner2 Individual Names on File
Last Sale$264,900 (Dec 2020)
Tax Bill$2,891 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-047896

Property Details

APN / Parcel Number

Primary APN18-047896
Alternative APN
  • 047896

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,192 sqft Total Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.069 acres)
Garage TypeBuilt-in
Garage Area190 sqft
PorchSlab
Porch Area48 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number047896
Street Address20120 ONEALS PL
CityHAGERSTOWN
StateMD
Zip21742-6801
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRS-PU
Legal DescriptionLOT 118 0.069 AC 20120 ONEALS PLACE ROSEWOOD VILLAGE PH IIB
Legal SubdivisionROSEWOOD VILLAGE
Legal PhaseIIB
Legal Lot Number118
JurisdictionWASHINGTON MD
Township / Civil Division18, CHEWSVILLE
Census Block Group3
Census Block3023
Census Tract11204

Owner

Source: Washington County records · APN 18-047896

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20120 ONEALS PL, HAGERSTOWN, MD 21742-6801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jan 20, 2017Grant Deed, Subdivision Related Transfer
INTEGRITY HM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Prior SaleOct 28, 2016 · Amount on Record
Deed Book / Page6461 / 439
Record UpdatedSep 20, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateDec 23, 2020
Property Address20120 ONEALS PL, HAGERSTOWN, MD 21742-6801
Document Number0064610439
Book / Page6461 / 439
Map ReferencePL 10352&10353
Instrument DateDec 18, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyMADISON STLMT SVCS HAGERSTOW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20120 ONEALS PL, HAGERSTOWN, MD 21742-6801

Mortgage

Document Number0006461445
DateDec 23, 2020
Instrument6461/445
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

January 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateJan 20, 2017
Property Address20120 ONEALS PL, HAGERSTOWN, MD 21742-6801
Document Number0054210366
Book / Page005421 / 000366
Instrument DateDec 29, 2016
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 07, 2017
Title CompanyKEYSTONE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$251.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20101 ONEALS PL HAGERSTOWN MD 217426803, HAGERSTOWN, MD 21742-6803
InvestorPossibly a Property Investor

Mortgage

Document Number54210388
DateJan 20, 2017
Book Page005421/000388
Lender
NameINTEGRITY HM MTG
TypeMortgage Company
AddressWINCHESTER, VA 22602
Agreement
AmountAmount Recorded
Term360 Months
DueJan 19, 2047

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$294,633 (+5.5%)$310,000 (-) Land $50,000 Building $260,000
2025$2,891.00 (+13.02%)$279,267 (+13.51%)$310,000 (+17.47%) Land $50,000 Building $260,000
2023$2,558.00$246,033$263,900 Land $50,000 Building $213,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2006–2018)
Most Recent ClaimSep 2018 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Schurz Communications
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Point Broadband Fiber Holding
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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