Washington County property record for 20123 Oneals Pl, Hagerstown, MD 21742
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,496 sqft · built 2018 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,500 (May 2018) |
| Tax Bill | $3,088 (2026) |
| Deeds & Mortgages | May 2026 Sale Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-048078 |
| Primary APN | 18-048078 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Total Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Garage Type | Mixed |
| Garage Area | 190 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 048078 |
|---|---|
| Street Address | 20123 ONEALS PL |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-6803 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RS-PU |
| Legal Description | LOT 134 0.069 AC 20123 ONEALS PLACE ROSEWOOD VILLAGE PH IIB |
| Legal Subdivision | ROSEWOOD VILLAGE |
| Legal Phase | IIB |
| Legal Lot Number | 134 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 18, CHEWSVILLE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 11204 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20123 ONEALS PL, HAGERSTOWN, MD 21742-6803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 4, 2026 | Deed, Transfer KEYSTONE TITLE |
| Oct 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| May 30, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage NASA FCU |
| Jan 20, 2017 | Grant Deed, Subdivision Related Transfer INTEGRITY HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Prior Sale | Jun 28, 2016 · Amount on Record |
| Deed Book / Page | 5761 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 4, 2026 |
| Property Address | 20123 ONEALS PL, HAGERSTOWN, MD 21742-6803 |
| Document Number | 7917000467 |
| Book / Page | 7917 / 467 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | KEYSTONE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 20123 ONEALS PL, HAGERSTOWN, MD 21742-6803 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20123 ONEALS PL, HAGERSTOWN, MD 21742-6803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0063980037 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 6398/37 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jun 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20123 ONEALS PL, HAGERSTOWN, MD 21742-6803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0068310219 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 6831/219 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 30, 2018 |
| Property Address | 20123 ONEALS PL, HAGERSTOWN, MD 21742-6803 |
| Document Number | 0057610164 |
| Book / Page | 5761 / 0164 |
| Map Reference | PL10352-10353 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | KEYSTONE TITLE SETTLEMENT SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,530.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20123 ONEALS PL # 134, 134, HAGERSTOWN, MD 21742-6803 |
| Document Number | 0005761174 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 5761/174 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 20, 2017 |
| Property Address | 20123 ONEALS PL, HAGERSTOWN, MD 21742-6803 |
| Document Number | 0054210366 |
| Book / Page | 005421 / 000366 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | KEYSTONE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20101 ONEALS PL HAGERSTOWN MD 217426803, HAGERSTOWN, MD 21742-6803 |
| Investor | Possibly a Property Investor |
| Document Number | 54210388 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 005421/000388 |
| Name | INTEGRITY HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WINCHESTER, VA 22602 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 19, 2047 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,088.00 (+5.25%) Homeowner's exemption | $318,033 (+7.2%) | $339,400 (-) Land $50,000 Building $289,400 |
| 2025 | $2,934.00 (+5.31%) Homeowner's exemption | $296,667 (+13.75%) | $339,400 (+23.28%) Land $50,000 Building $289,400 |
| 2024 | $2,786.00 (+4.62%) | ||
| 2023 | $2,663.00 Homeowner's exemption | $260,800 | $275,300 Land $50,000 Building $225,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2006–2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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