20118 Oneals Pl, Hagerstown, MD 21742 Property Records

Washington County property record for 20118 Oneals Pl, Hagerstown, MD 21742 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,520 sqft · built 2015
Lot Size	0.092 acres (4,008 sqft)
Owner	Company Name on File
Last Sale	$409,000 (Apr 2025)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-047918`

Property Details

APN / Parcel Number

Primary APN	`18-047918`
Alternative APN	`047918`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,008 sqft (0.092 acres)
Garage Type	Mixed
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	047918
Street Address	20118 ONEALS PL
City	HAGERSTOWN
State	MD
Zip	21742-6801
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 119 0.092 ACRE 20118 ONEALS PLACE ROSEWOOD VILLAGE PH IIB
Legal Subdivision	ROSEWOOD VILLAGE
Legal Phase	IIB
Legal Lot Number	119
Jurisdiction	WASHINGTON MD
Township / Civil Division	18, CHEWSVILLE
Census Block Group	3
Census Block	3023
Census Tract	11204

Owner

Source: Washington County records · APN 18-047918

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1182 AVONDALE CT, FREDERICK, MD 21702-3965
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed, Transfer · FHA Mortgage JMAC LENDING INC
Mar 12, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 29, 2018	Grant Deed, Transfer NAVY FCU
Jan 20, 2017	Grant Deed, Subdivision Related Transfer INTEGRITY HM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2025 · Amount on Record
Deed Sale	Apr 09, 2025 · Amount on Record
Prior Sale	Oct 27, 2023 · Amount on Record
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	0065470413
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 27, 2023
Property Address	20118 ONEALS PL, HAGERSTOWN, MD 21742-6801
Document Number	0073450468
Book / Page	7345 / 468
Map Reference	LB 6547 FO 413
Instrument Date	Oct 23, 2023
Transaction Type	Transfer
Record Updated	Nov 06, 2023
Title Company	TITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20118 ONEALS PL, HAGERSTOWN, MD 21742-6801

Mortgage

Document Number	0073450475
Date	Oct 27, 2023
Instrument	7345-0475

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 12, 2021
Property Address	20118 ONEALS PL, HAGERSTOWN, MD 21742-6801
Document Number	0065470413
Book / Page	6547 / 413
Map Reference	PL 10352&10353
Instrument Date	Feb 23, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3811 SANDPIPER DR APT 4, 4, BOYNTON BEACH, FL 33436-2421

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 29, 2018
Property Address	20118 ONEALS PL, HAGERSTOWN, MD 21742-6801
Document Number	0058780149
Book / Page	005878 / 000149
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2018
Title Company	REALTY TITLE INC, REALTY TITLE SERVICES, INC.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20118 ONEALS PL HAGERSTOWN MD 217426801, HAGERSTOWN, MD 21742-6801

Mortgage

Document Number	58780156
Date	Nov 29, 2018
Book Page	005878/000156

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 20, 2017
Property Address	20118 ONEALS PL, HAGERSTOWN, MD 21742-6801
Document Number	0054210366
Book / Page	005421 / 000366
Instrument Date	Dec 29, 2016
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 07, 2017
Title Company	KEYSTONE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20101 ONEALS PL HAGERSTOWN MD 217426803, HAGERSTOWN, MD 21742-6803
Investor	Possibly a Property Investor

Mortgage

Document Number	54210388
Date	Jan 20, 2017
Book Page	005421/000388

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,233 (+5.07%)	$353,500 (-) Land $50,000 Building $303,500
2025	$3,323.00 (+10.25%)	$320,967 (+10.01%)	$353,500 (+16.02%) Land $50,000 Building $303,500
2023	$3,014.00 Homeowner's exemption	$291,767	$304,700 Land $50,000 Building $254,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430112043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2006–2018)
Most Recent Claim	Sep 2018, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Fiber	2,300 / 2,300
Xfinity	Fiber	2,000 / 2,000
Schurz Communications	Cable	1,300 / 50
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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