Washington County property record for 20128 Oneals Pl, Hagerstown, MD 21742
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,192 sqft · built 2015 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $188,000 (Dec 2016) |
| Tax Bill | $3,087 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-047845 |
| Primary APN | 18-047845 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,192 sqft Total Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,006 sqft (0.069 acres) |
| Garage Type | Built-in |
| Garage Area | 190 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 047845 |
|---|---|
| Street Address | 20128 ONEALS PL |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21742-6801 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RS-PU |
| Legal Description | LOT 114 0.069 AC 20128 ONEALS PLACE ROSEWOOD VILLAGE PH IIB |
| Legal Subdivision | ROSEWOOD VILLAGE |
| Legal Phase | IIB |
| Legal Lot Number | 114 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 18, CHEWSVILLE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 11204 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20128 ONEALS PL, HAGERSTOWN, MD 21742-6801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2016 · Amount on Record |
| Deed Sale | Dec 6, 2016 · Amount on Record |
| Prior Sale | Jan 14, 2015 · Amount on Record |
| Deed Document Number | 20165386-0113 |
| Deed Book / Page | 5386 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 20128 ONEALS PL, HAGERSTOWN, MD 21742-6801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0067810339 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 6781/339 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,087.00 (+5.5%) | $298,200 (+5.52%) | $313,800 (-) Land $50,000 Building $263,800 |
| 2025 | $2,926.00 (+13.41%) | $282,600 (+13.91%) | $313,800 (+17.53%) Land $50,000 Building $263,800 |
| 2023 | $2,580.00 | $248,100 | $267,000 Land $50,000 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2006–2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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