20115 Oneals Pl, Hagerstown, MD 21742 Property Records

Washington County property record for 20115 Oneals Pl, Hagerstown, MD 21742

Property Summary

Property TypeTownhouse
Details2 ba · 2,496 sqft · built 2017
Lot Size0.069 acres (3,000 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Apr 2024)
Tax Bill$3,018 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jun 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN18-048035

Property Details

APN / Parcel Number

Primary APN18-048035
Alternative APN
  • 048035

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,496 sqft Total Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,000 sqft (0.069 acres)
Garage TypeMixed
Garage Area190 sqft
PorchSlab
Porch Area48 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number048035
Street Address20115 ONEALS PL
CityHAGERSTOWN
StateMD
Zip21742-6803
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRS-PU
Legal DescriptionLOT 131 0.069 ACRES 20115 ONEALS PLACE ROSEWOOD VILLAGE PH IIB
Legal SubdivisionROSEWOOD VILLAGE
Legal PhaseIIB
Legal Lot Number131
JurisdictionWASHINGTON MD
Township / Civil Division18, CHEWSVILLE
Census Block Group3
Census Block3023
Census Tract11204

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18245 HURRICANE CT, HAGERSTOWN, MD 21740-6594
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed, Transfer · Conventional Mortgage
AAA CAPITAL INVESTMENT INC
Jun 18, 2019Deed of Trust, Mortgage · Commercial Mortgage
MIDDLETOWN VALLEY BANK
Jun 28, 2017Grant Deed, Subdivision Related Transfer
KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENT SERVICES
Jan 20, 2017Grant Deed, Subdivision Related Transfer
INTEGRITY HM MTG
Sep 23, 2020Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2024 · Amount on Record
Deed SaleApr 3, 2024 · Amount on Record
Prior SaleSep 23, 2020 · Amount on Record
Record UpdatedSep 20, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateApr 3, 2024
Property Address20115 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0074300114
Book / Page7430 / 114
Map ReferencePL 10352&10353
Instrument DateApr 2, 2024
Transaction TypeTransfer
Record UpdatedApr 15, 2024
Title CompanyEVERGREEN SETTLEMENT COMPANY, EVERGREEN SETTLEMENT CO IN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address18245 HURRICANE CT, HAGERSTOWN, MD 21740-6594

Mortgage

Document Number0074300118
DateApr 3, 2024
Instrument7430-0118
Lender
NameAAA CAPITAL INVESTMENT INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address20115 ONEALS PL, HAGERSTOWN, MD 21742-6803
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059980483
DateJun 18, 2019
Book Page5998/0483
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressHAGERSTOWN, MD 21740
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateJun 28, 2017
Property Address20115 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0055340069
Book / Page005534 / 000069
Instrument DateJun 15, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 26, 2017
Title CompanyKEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11609 PEACOCK TRL HAGERSTOWN MD 217424452, HAGERSTOWN, MD 21742-4452

January 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateJan 20, 2017
Property Address20115 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0054210366
Book / Page005421 / 000366
Instrument DateDec 29, 2016
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 7, 2017
Title CompanyKEYSTONE SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$251.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20101 ONEALS PL HAGERSTOWN MD 217426803, HAGERSTOWN, MD 21742-6803
InvestorPossibly a Property Investor

Mortgage

Document Number54210388
DateJan 20, 2017
Book Page005421/000388
Lender
NameINTEGRITY HM MTG
TypeMortgage Company
AddressWINCHESTER, VA 22602
Agreement
AmountAmount Recorded
Term360 Months
DueJan 19, 2047

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateSep 23, 2020
Property Address20115 ONEALS PL, HAGERSTOWN, MD 21742-6803
Document Number0063700266
Book / Page6370 / 266
Map ReferencePL 10352-10353
Instrument DateSep 22, 2000
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyPASSPORT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address20115 ONEALS PL, HAGERSTOWN, MD 21742-6803

Mortgage

Document Number0006370273
DateSep 23, 2020
Instrument6370/273
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,900 (+7.34%)$334,300 (-) Land $50,000 Building $284,300
2025$3,018.00 (+13.37%)$291,500 (+13.88%)$334,300 (+23.77%) Land $50,000 Building $284,300
2023$2,662.00$255,967$270,100 Land $50,000 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2006–2018)
Most Recent ClaimSep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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