2009 N 40th St, Waco, TX 76707 Property Records

McLennan County property record for 2009 N 40th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1950
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,200 (Mar 2019)
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-003702-006900-4`

Property Details

APN / Parcel Number

Primary APN	`48-003702-006900-4`
Alternative APNs	`4800370200690040111` `163831`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Metal
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,344 sqft (0.169 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	352 sqft
Driveway	Concrete Driveway
Driveway Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2009 N 40TH ST
City	WACO
State	TX
Zip	76707-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BELLAIRE LOT 7 BLOCK 4 ACRES .1685
Legal Subdivision	BELLAIRE
Legal Block	4
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2005
Census Tract	2700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4300 W WACO DR, 76710-7013, WACO, TX 76710-7033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2019	Deed of Trust, Mortgage AMERICAN BK NA
Mar 20, 2019	Deed of Trust, Mortgage CENTRAL NAT'L BK
Jun 1, 2018	Grant Deed, Transfer OTHER
Jan 19, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY
Oct 12, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Jun 1, 2018
Deed Document Number	20199455
Prior Transfer Date	Mar 5, 2019
Prior Transfer Doc	0000009455
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2009 N 40TH ST, WACO, TX 76707-1012
Document Number	0000035549
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	FIRST TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	928 CEDAR ROCK PKWY WACO TX 767122601, WACO, TX 76712-2601

Mortgage

Document Number	0000035549
Date	Oct 23, 2019
Instrument	35549

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2009 N 40TH ST, WACO, TX 76707-1012
Document Number	0000009549
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 W WACO DR #B110 WACO TX 767107010, B110, WACO, TX 76710-7010

Mortgage

Document Number	0000009549
Date	Mar 21, 2019
Instrument	9549

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 1, 2018
Property Address	2009 N 40TH ST, WACO, TX 76707-1012
Document Number	0000018133
Instrument Date	May 31, 2018
Instrument	18133
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430C W WACO DR WACO TX 76701, WACO, TX 76701

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 19, 2018
Property Address	2009 N 40TH ST, WACO, TX 76707-1012
Document Number	0000001807
Instrument Date	Jan 2, 2018
Instrument	1807
Transaction Type	Foreclosure
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	14405 WALTERS RD #200 HOUSTON TX 770141345, 200, HOUSTON, TX 77014-1345

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MCLENNAN TX
Recording Date	Oct 12, 2017
Property Address	2009 N 40TH ST, WACO, TX 76707-1012
Document Number	0000034014
Instrument Date	Oct 10, 2017
Instrument	34014
Transaction Type	Transfer
Record Updated	Nov 9, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 N 40TH ST WACO TX 767071012, WACO, TX 76707-1012

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (-7.41%) Land $22,546 Building $77,454	$100,000 (-7.41%) Land $22,546 Building $77,454
2025	$2,428.00 (-8.76%)	$108,000 (-8.47%) Land $20,490 Building $87,510	$108,000 (-8.47%) Land $20,490 Building $87,510
2024	$2,661.00 (+0.6%)
2023		$118,000 (-) Land $17,850 Building $100,150	$118,000 (-) Land $17,850 Building $100,150
2022	$2,645.00	$118,000 Land $17,850 Building $100,150	$118,000 Land $17,850 Building $100,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on N 40th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures