813 N 40th St, Waco, TX 76710 Property Records

McLennan County property record for 813 N 40th St, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,812 sqft · built 1952
Lot Size0.319 acres (13,904 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Mar 2016)
Tax Bill$1,953 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-038200-024600-5

Property Details

APN / Parcel Number

Primary APN48-038200-024600-5
Alternative APNs
  • 4803820002460050111
  • 190516

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,812 sqft Living Area
Gross Area2,076 sqft
1st Floor Area1,812 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1976
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area13,904 sqft (0.319 acres)
Lot Dimensions158 ft deep x 88 ft wide
Garage TypeAttached
Garage Area264 sqft
DrivewayConcrete Driveway
Driveway Area540 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Patio Area480 sqft
Shed1 Shed
Shed Area480 sqft
Storage Building300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address813 N 40TH ST
CityWACO
StateTX
Zip76710-5122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionSOUTH OVERLOOK LOT 7 BLOCK S ACRES .3192
Legal SubdivisionSOUTH OVERLOOK
Legal BlockS
Legal Lot Number7
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3007
Census Tract2498

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address813 N 40TH ST, WACO, TX 76710-5122
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2016 · Amount on Record
Deed SaleMar 1, 2016 · Amount on Record
Prior SaleDec 16, 2008 · Amount on Record
Deed Document Number20166357
Prior Transfer DateJan 28, 2016
Prior Transfer Doc0000006356
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address813 N 40TH ST, WACO, TX 76710-5122
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039157
DateNov 2, 2020
Instrument2020039157
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,719 (-1.18%) Land $30,311 Building $212,408$242,719 (-6.54%) Land $30,311 Building $212,408
2025$1,953.00 (+1.82%) Homeowner's exemption Senior Citizen's exemption$245,625 (-1.96%) Land $27,530 Building $232,170$259,700 (+3.66%) Land $27,530 Building $232,170
2024$1,918.00 (+11.38%)
2023$250,530 Land $27,530 Building $223,000$250,530 Land $27,530 Building $223,000
2022$1,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: Central Link Broadband.

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