2005 N 40th St, Waco, TX 76707 Property Records

McLennan County property record for 2005 N 40th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,162 sqft · built 1951
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$13,000 (Nov 2021)
Tax Bill	$710 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-003702-007000-1`

Property Details

APN / Parcel Number

Primary APN	`48-003702-007000-1`
Alternative APNs	`4800370200700010111` `163832`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft
Flooring	Wood

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	25 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2005 N 40TH ST
City	WACO
State	TX
Zip	76707-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BELLAIRE LOT 8 BLOCK 4 ACRES .168
Legal Subdivision	BELLAIRE
Legal Block	4
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2005
Census Tract	2700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2005 N 40TH ST, WACO, TX 76707-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Intrafamily Transfer, Transfer · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 1, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Mar 31, 2008 · Amount on Record
Deed Document Number	202147008
Prior Transfer Date	Mar 28, 2008
Prior Transfer Doc	0000009831
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Nov 18, 2021
Property Address	2005 N 40TH ST, WACO, TX 76707-1012
Document Number	0000047008
Map Reference	MB 1731 PG 482
Instrument Date	Nov 12, 2021
Instrument	2021047008
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 E CLAY ST, WACO, TX 76704-2818

Mortgage

Document Number	0000047112
Date	Nov 18, 2021
Instrument	2021047112

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2048

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2005 N 40TH ST, WACO, TX 76707-1012
Document Number	0000001427
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2005 N 40TH ST WACO TX 767071012, WACO, TX 76707-1012

Mortgage

Document Number	0000001427
Date	Jan 15, 2019
Instrument	1427

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,319 (+5.19%) Land $22,546 Building $106,773	$129,319 (-4.92%) Land $22,546 Building $106,773
2025	$710.00 (+28.16%) Homeowner's exemption Senior Citizen's exemption	$122,935 (-6.68%) Land $20,500 Building $115,510	$136,010 (+3.24%) Land $20,500 Building $115,510
2024	$554.00 (+22.03%)
2023		$131,740 Land $20,500 Building $111,240	$131,740 Land $20,500 Building $111,240
2022	$454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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