2004 N 40th St, Waco, TX 76707 Property Records

McLennan County property record for 2004 N 40th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,332 sqft · built 1948
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$148,300 (Nov 2020)
Tax Bill	$2,024 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-003702-008200-9`

Property Details

APN / Parcel Number

Primary APN	`48-003702-008200-9`
Alternative APNs	`4800370200820090111` `163844`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	1,332 sqft
Flooring	Carpet

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	120 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2004 N 40TH ST
City	WACO
State	TX
Zip	76707-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BELLAIRE LOT 9 BLOCK 5 ACRES .168
Legal Subdivision	BELLAIRE
Legal Block	5
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2005
Census Tract	2700

Owner

Source: McLennan County records · APN 48-003702-008200-9

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2004 N 40TH ST, WACO, TX 76707-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Mar 04, 2010 · Amount on Record
Deed Document Number	202041458
Record Updated	Sep 20, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 19, 2020
Property Address	2004 N 40TH ST, WACO, TX 76707-1013
Document Number	0000041458
Map Reference	VOL 517 PG 54
Instrument Date	Nov 17, 2020
Instrument	2020041458
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2004 N 40TH ST, 2004, WACO, TX 76707-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3015 MCFERRIN AVE, WACO, TX 76708-2426

Mortgage

Document Number	0000041459
Date	Nov 19, 2020
Instrument	2020041459

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,478 (+2.01%)	$172,120 (+4.84%) Land $20,500 Building $151,620
2024	$2,024.00 (+16.46%)
2023		$164,170 Land $20,500 Building $143,670	$164,170 Land $20,500 Building $143,670
2022	$1,738.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 567 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WACO serves 146,241 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.