816 N 40th St, Waco, TX 76710 Property Records

McLennan County property record for 816 N 40th St, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,507 sqft · built 1951
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$151,900 (Dec 2018)
Tax Bill	$3,100 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-038200-023900-0`

Property Details

APN / Parcel Number

Primary APN	`48-038200-023900-0`
Alternative APNs	`4803820002390000111` `190509`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
Gross Area	1,747 sqft
1st Floor Area	1,507 sqft
Flooring	Carpet

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Garage Type	Attached
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	296 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	175 sqft
Patio Area	240 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	816 N 40TH ST
City	WACO
State	TX
Zip	76710-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOUTH OVERLOOK LOT 12 BLOCK R ACRES .2583
Legal Subdivision	SOUTH OVERLOOK
Legal Block	R
Legal Lot Number	12
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3028
Census Tract	2498

Owner

816 N 40th St is owned and occupied by an individual who bought it in December 2018.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	816 N 40TH ST, WACO, TX 76710-5123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Dec 5, 2018	Vendor's Lien, Transfer ALLY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2018 · Amount on File
Deed Sale	Dec 5, 2018 · Amount on File
Deed Document Number	201842005
Prior Transfer Date	Nov 27, 2018
Prior Transfer Doc	0000042005
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	816 N 40TH ST, WACO, TX 76710-5123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045620
Date	Dec 22, 2020
Instrument	2020045620

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 5, 2018
Property Address	816 N 40TH ST, WACO, TX 76710-5123
Document Number	0000042005
Map Reference	VOL517 PG72
Instrument Date	Nov 27, 2018
Instrument	2018042005
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	816 N 40TH ST, WACO, TX 76710-5123

Mortgage

Document Number	0000042006
Date	Dec 5, 2018
Instrument	2018042006

Lender

Name	ALLY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 816 N 40th St was $3,100 with a homeowner's exemption.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,809 (-6.49%) Land $28,237 Building $179,572	$207,809 (-6.49%) Land $28,237 Building $179,572
2025	$3,100.00 (-0.03%) Homeowner's exemption	$222,240 Land $25,650 Building $196,590	$222,240 Land $25,650 Building $196,590
2024	$3,101.00
2023		$213,940 Land $25,650 Building $188,290	$213,940 Land $25,650 Building $188,290
2022	$2,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 816 N 40th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 816 N 40th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

Nearby Properties on N 40th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures