McHenry County property record for 2005 Stone Dr, McHenry, IL 60051 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,056 sqft Living Area |
| Lot Size | 32,670 sqft (0.75 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2020) |
| Tax Bill | $14,446.00 (2024) |
| Primary APN | 15-08-376-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 3 Partial Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 3,056 sqft Living Area |
| 1st Floor | 3,056 sqft 1st Floor |
| Basement Area | 3,040 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 32,670 sqft (0.75 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 872 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 2005 STONE DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8811 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0044858 LT 18 CLEARWATER SUB MEMO: MONOSON, MICHAEL/SCHARM-MONOSON, LISA MARIE |
| Legal Subdivision | CLEARWATER SUB |
| Legal Lot Number | 18 |
| Jurisdiction | MCHENRY IL |
| Minor Civil Division | NUNDA |
| Census Blockgroup | 1 |
| Census Block | 1052 |
| Census Tract | 870811 |
Source: McHenry County records · APN 15-08-376-004
Assessment roll updated June 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA COMMERCIAL |
| Oct 31, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MCHENRY SAVINGS BANK |
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on Record |
| Deed Sale | Oct 26, 2020 · Amount on Record |
| Deed Doc Number | 202044858 |
| Prior Transfer Date | May 24, 2005 |
| Prior Transfer Doc | 0000043556 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Document Number | 0000007884 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026R0007884 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.24% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Document Number | 0000020486 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023R0020486 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000045912 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021R0045912 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016458 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021R0016458 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2031 |
| Rate | 2.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040514 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 2017R0040514 |
| Name | MCHENRY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MCHENRY, IL 60050 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Nov 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 26, 2020 |
| Property Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Document Number | 0000044858 |
| Map Reference | DOC 98R047866 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2020R0044858 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2005 STONE DR, MCHENRY, IL 60051-8811 |
| Document Number | 0000044859 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020R0044859 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: McHenry County records · Assessment roll updated June 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $14,446.00 | $189,118 (+21.94%) Land $35,456 Building $153,662 | $567,354 (+21.94%) Land $106,368 Building $460,986 |
| 2022 | Homeowner's exemption | $155,095 Land $29,077 Building $126,018 | $465,285 Land $87,231 Building $378,054 |
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